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Features and benefits of a Personal Loan in Jaipur

ICICI Bank Personal Loan in Jaipur offers multiple features and benefits, making it an attractive choice for your financial needs:

Loan of up to Rs 50 lakh

Loan of up to Rs 50 lakh

You can avail a Loan of up to Rs 50 lakh to meet various financial expenses such as home renovation, wedding expenses or debt consolidation.

No Security/Guarantor required

No Security/Guarantor required

Enjoy the convenience of ICICI Bank Unsecured Personal Loan, which does not require a collateral or guarantor, thus making the process hassle-free.

Swift processing

Swift processing

Get swift approval and disbursement of the Loan, ensuring you receive the required funds without unnecessary delays.

Minimal documentation

Minimal documentation

Minimal documentation is required to avail an ICICI Bank Personal Loan in Jaipur, which simplifies the application process.

Attractive interest rates

Attractive interest rates

Benefit from the competitive interest rates, ensuring your repayments are manageable and cost-effective.

Flexible repayment options

Flexible repayment options

Choose a repayment tenure that suits your unique financial situation, ranging from 12 to 72 months. This flexibility ensures that your repayment plan aligns with your needs.


Calculate your Personal Loan EMI

Availing a Personal Loan in Jaipur has become more convenient. Use ICICI Bank’s Personal Loan EMI Calculator to estimate your monthly instalments. Just input the Loan amount, interest rate and chosen tenure and the calculator will provide you with a transparent breakdown of your EMIs.

Personal Loan interest rates in Jaipur

In Jaipur, ICICI Bank Personal Loan stands out due to its competitive interest rates, ensuring that borrowing remains cost-effective for customers. We recognise the significance of offering appealing lending options and our Personal Loan Interest Rate caters to the diverse needs of the people in Jaipur.

Rate of Interest Processing Fee Tenure
10.80% to 16.15% per annum Up to 2.50% of the loan amount plus taxes 12 months to 72 months

Documents required for a Personal Loan in Jaipur

Documents required for a Personal Loan in Jaipur

When applying for a Personal Loan in Jaipur, you need to provide certain documents based on whether you are a salaried or self-employed individual. Here is a checklist of the Personal Loan documents for both the categories:

  • Proof of Identity: Aadhaar Card & PAN Card (for both, salaried and self-employed)
  • Proof of Residence: Leave and Licence Agreement, Utility Bill (not over 3 months old) or Passport.
  • Bank Statement for the last 3 months (where the salary/income has been credited).
  • Salary slips for the last 3 months.

Eligibility criteria for a Personal Loan in Jaipur

Understanding the eligibility criteria is important:

  1. Age: Applicants should be between 20-58 years of age

  2. Net salary: Salaried individuals with a minimum monthly income of Rs 30,000 are eligible

  3. Total years in Job/Profession: A minimum of 2 years in your current job or profession is required.

  4. Duration of stay in the current residence: Applicants should have resided for a minimum of 1 year in their current location.

Fees and charges for a Personal Loan in Jaipur

When applying for a Personal Loan in Jaipur, it is helpful to be aware of the associated fees and charges. Here is a breakdown of these charges:

Description of the charges Charges applicable

Loan Processing Charges/Origination Charges (Non-Refundable)

Up to 2.50% of the Loan amount plus applicable taxes

Additional Interest on Late Payment

5% Per Annum will be charged on the overdue EMI until repayment.

Repayment Mode Swap Charges

Rs 500/- per transaction plus applicable taxes

Loan Cancellation Charges

  1. NIL Cancellation within Free Look / Cooling off period (i.e. 15 days from Disbursement). PF will be Non Refundable.
  2. Cancellation post cooling Period & Before 1 EMI date (i.e. from 16th day till 1st EMI date) - Proportionate APR to be considered with max capping of ₹3000 /- (applicable for Digital Lending)
  3. Cancellation Fee of ₹. 3,000/- (applicable other than Digital Lending).

EMI Bounce Charges

Rs 500/- per bounce plus applicable taxes

Non-Maintenance of Mode of Payment (NMMP Charges)

Rs 800/- (Plus applicable taxes or statutory levies, if any). Charges levied on a monthly basis if the Loan repayment mode is inactive or irregular.

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How to apply for a Personal Loan in Jaipur

Follow the steps given below to apply for a Personal Loan in Jaipur:

    Apply for a Personal Loan in Jaipur today and take the initial step towards realising your financial objectives. You can also apply through the iMobile Pay app