FD Interest Rates

Fixed Deposit Interest Rates for General and Senior Citizens(w.e.f. from Dec 31, 2024)

Select FD Amount

<₹3 Cr ₹3 Cr to <5 Cr ₹5 Cr to <5.10 Cr ₹5.10 Cr to <24.90 Cr ₹24.90 Cr to <25 Cr ₹25 Cr to <100 Cr ₹100 Cr to <250 Cr ₹250 Cr to <500 Cr ≥₹500 Cr

Less than ₹3 Cr 3-5 Cr 5 - 5.10 Cr 5.10 - 24.90 Cr 24.90 - 25 Cr 25 - 100 Cr 100 - 250 Cr 250 - 500 Cr More than ₹500 Cr

Select Withdrawal Facility

With Premature Withdrawal

Without Premature Withdrawal

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Extra Interest rates applicable on Senior Citizen Fixed Deposit

Senior Citizens get an extra 0.55% interest for FDs (less than Rs. 3 crore) with a tenure of 15 months to 18 months .

ICICI Bank FD Interest Rates Note:

FD interest rates are subject to change without prior notice.

The revised interest rates will apply to new as well as renewed FDs..

FD interest payouts will be subject to Tax Deducted at Source (TDS) as per Income Tax Laws.

If you change your account from Non-Resident to Resident, the Resident Deposit interest rates will be applicable.

NRE rates are only for tenure of 1 year or more.

Senior Citizens Fixed Deposit (FD) interest rates only apply for Domestic Fixed Deposits.

The rules below apply as per the Reserve Bank of India (RBI) guidelines in addition to the regular FD rules T&C. In case of a conflict, these terms shall prevail.

Penalty on premature/partial closure for Domestic, NRO & NRE Deposits

In case of premature withdrawal, interest on the deposit shall be paid for the period that it has remained with the bank at the rate that prevailed at the time of booking  for the actual tenure of the Term Deposit and not at the contracted rate and post deduction of applicable penalty.

No interest if you withdraw the entire deposit amount within 7 days from the date of deposit for Domestic and NRO FDs.

No interest if you withdraw NRE FDs within 1 year from the date of the deposit.

Penalties for premature withdrawal are applicable as mentioned below:

Penalty and Rules on FD Without Premature Withdrawal Facility for Domestic, NRO & NRE Deposits:

These FDs cannot be closed before their pre-determined tenure. The Bank may allow early closure only in special cases like regulatory directions or deceased claim settlements.

If early closure is allowed in these cases, no interest will be paid on the deposit. Any interest credited will be recovered from the deposit amount.

Overdraft Against Fixed Deposit (ODFD) facilities are unavailable for non-withdrawable deposits.

Interest rates and minimum deposit amounts can change without notice.

The auto-renewal facility is not available.

The minimum term for traditional NRO FDs is 3 months, and the maximum is 10 years.

The minimum term for cumulative NRO FDs without premature withdrawal facility is 6 months, and the maximum is 10 years.

The minimum term for NRE FDs is 1 year.

Contact your Relationship Manager or visit any Branch to open FD without premature withdrawal.