FIXED DEPOSIT (FD)
Higher Returns, Complete Security.
ICICI Bank offers FD interest rates as high as 7.80% p.a. for Senior Citizens (60 years and above age) and up to 7.25% p.a. for citizens below 60 years of age.
How Much Amount Do You Want To Invest in Fixed Deposit?
When Would You Like To Receive The Interest?
Find The Best Interest Rates And Duration
Interest Rate
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The actual annual return on your Fixed Deposit, including compounding effects.
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1Y 3M 1D
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Interest Rate (w.e.f. from June 27, 2024)
Select Amount
Select Withdrawal Facility
Original Tenure of Deposit | Penal rates for deposit less than ₹5.0 crore |
Less than 1 year | 0.50% |
1 year & above but less than 5 years | 1.00% |
5 years and above | 1.00% |
Fixed Deposit - Features and Benefits of ICICI Bank.
Create a Fixed Deposit (FD)
in 60 Seconds!- 01. Login to your Account through Internet Banking or iMobile. Go to the FD Form
- 02. Select the investment amount & tenure
- 03. Set your payout plan and you are done.
How to renew a Fixed Deposit?
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You can easily renew your Fixed Deposit (FD) with ICICI Bank using any of the below methods:
1. Auto-Renewal: Opening an FD in the Auto Renewal mode will automatically renew it for the same period at the interest rate applicable on the day of maturity.
2. Manual Renewal: If Auto Renewal mode was not selected at the time of opening the FD, you can still manually renew your FD using Internet Banking or the iMobile app. Select 'Deposits', select the relevant FD and then click on the option to renew.
Need funds immediately?
Get an Overdraft against FD.
Avail an overdraft against your fixed deposit of up to 90% of the principal amount and accrued interest. Take care of your short-term emergency requirements without any worries.
Eligibility Criteria and Documents Required for Fixed Deposit
Frequently Asked Questions About Fixed Deposit
What is a Fixed Deposit?
A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.
What are the types of FDs offered by ICICI Bank?
ICICI Bank offers two types of FDs:
Traditional Fixed Deposit:Â Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit
Cumulative Fixed Deposit:Â Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.
What is the rate of interest on ICICI Bank Fixed Deposits?
ICICI Bank offers attractive interest rates on Fixed Deposits. Currently, we offer up to 7.80%* per annum for senior citizens and 7.25%* per annum for general citizens (*For a tenure ranging from 15 months to 2 years). For more information, visit the FD interest rates page.
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