ipal

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Loan Against Fixed Deposit

Leverage the liquidity of your investments by availing a loan against your fixed deposits (NRO, NRE, and FCNR deposits). Enjoy flexible disbursement options like demand loans or overdrafts, coupled with versatile repayment avenues. Loans available to self as well as third party individuals (Any individual / Corporate).

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Features of Loan Against FD

Loans against security

Rupee deposits - NRO & NRE | FCNR deposit

Maximum allowed

Loans available up to 90% Against the principal deposits

Disbursement

Disbursed either as Demand Loan or Overdraft against Deposit.

Repayment

Can be made either by adjustment of the FD or fresh remittances from outside India or by NRO A/c

Third party repayment

In case of loans to third parties, the same can be repaid out of the local rupee account of the borrower.

Loans Against FD FAQ's

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Yes, you can get up to 90% of your fixed deposit as loan.

Yes, the principal amount and interest earned are fully repatriable.

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No, Interest earned on NRE Fixed Deposit Account is not taxable in India.

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