NRO Fixed Deposits

When you submit application for account opening at ICICI Bank branch in India or overseas, you will need:

Self attested photocopies of:

• Passport: First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature). The signature should be clearly visible and match the signature on your registration form.
• Valid student visa / I-20 form (applicable only for non-face to face US customers). In case a student holds a regular visa then copy of admission letter / identity card from the university to be obtained to confirm student status.

Address proofs: View complete list of permanent address proofs here.

When you submit application for account opening from outside India, you will need:

Photocopies of the following documents which have been self-attested by the document holder as well as duly attested by a Banker / Notary / Embassy official / Consulate Official:

• Passport:  First and last four pages of the passport of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature).
• Valid student visa / I-20 form (applicable only for non-face to face US customers). In case a student holds a regular visa then copy of admission letter / identity card from the university to be obtained to confirm student status.

Address proofs: View complete list of Indian and overseas address proofs here.

Additionally, funding from customer’s self KYC complied account through cheque, DD, inward remittance (wire, vostro, M2I) is mandatory. In case of cheque, ensure that signature on cheque and application form match. In case of DD, customer’s name should be mentioned as purchaser in the DD advice. In case of Inward remittance, customer’s name and country mentioned in the SWIFT message should match with name and country of residence as per Account opening form.

Following KYC documents should be collected for opening seafarer accounts:

Self attested copy of valid passport (First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature). Photocopy must include first four pages of passport and the pages indicating last date of arrival in India. The signature should be clearly visible and match the signature on your registration form)

• Self attested copy of valid visa (first two pages and last two pages of the passport as well as the page indicating the last date of arrival in India) OR continuous discharge certificate (CDC). Certificate must indicate last date of arrival in India or declaration by ICICI employee (during branch visit) confirming that you are sailing for the first time.
• Incase of employees on Oil Rigs, instead of a visa, a letter from government authority stating” allowed to entry country “ or a business Visa along with a valid appointment letter is taken.

Seafarer’s declaration from the customer . No separate declaration will be required if the declaration is part of the AOF

A) For a permanent employee then in addition to the above the: or

B) If the customer is a contract employee, then the following documents are also required

*Note- All KYC Documents provided need to be self attested

Following KYC documents should be collected for opening seafarer accounts:

• Self attested copy of valid passport (First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature). Photocopy must include first four pages of passport and the pages indicating last date of arrival in India. The signature should be clearly visible and match the signature on your registration form)
• Self attested copy of valid visa : (first two pages and last two pages of the passport as well as the page indicating the last date of arrival in India) OR continuous discharge certificate (CDC). Certificate must indicate last date of arrival in India or declaration by ICICI employee (during branch visit) confirming that you are sailing for the first time.
  
  Incase of employees on Oil Rigs, instead of a visa, a letter from government authority stating” allowed to entry country “ or a business Visa along with a valid appointment letter is taken.
  • i. Initial work contract and
  • ii. Last wage slip (should not be more than six months old).
  • i. Valid CDC is a mandatory document along with the last page of the disembarkation stamp
  • ii. Valid work contract with the last page of the wage slip or
  • iii. The expired/last contract letter, if the disembarkation stamp on CDC is not more than 6 months old
    or

Seafarer’s declaration from the customer . No separate declaration will be required if the declaration is part of the AOF

B) If the customer is a contract employee, then the following documents are also required:

C) For oil rigs

i. An expired contact letter can be accepted if the last disembarkation stamp on the passport from the country where the oil rig is situated is not more than six months old.

*Note- All KYC Documents provided need to be self attested

• Tax Residency certificate (TRC) for current financial year
• Self-declaration cum request letter
• Form 10 F

• Request for opening Fixed /Recurring Deposit with Premature withdrawal facility
• NRO/NRE FD without premature facility- Application form
• NRO/NRE FD without premature facility- Renewal Form
• Request for Closure of FCNR / NRE / NRO Fixed Deposit/ Recurring Deposit.
• Request for Duplicate Fixed Deposit Receipt
• Request for Renewal of Term Deposits
• Request for Double Taxation Avoidance Agreement (DTAA) - NRO accounts