FD Calculator
Higher Returns, Complete Security.
Use our FD Calculator to plan your investments wisely and maximise your returns.
How much amount do you want to invest?
When would you like to receive the interest?
Find the best interest rates and duration
Interest Rate
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1Y 3M 1D
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Interest Rate (w.e.f. from June 27, 2024)
Select Amount
Select Withdrawal Facility
Original Tenure of Deposit | Penal rates for deposit less than ₹5.0 crore |
Less than 1 year | 0.50% |
1 year & above but less than 5 years | 1.00% |
5 years and above | 1.00% |
FD Calculation for Resident & NRI Customers
Explore tenure and interest rate related information
- Tax Deducted at Source (TDS) will be applicable on the interest earned as per the prevailing rate for your Fixed Deposit
- Check for latest Fixed Deposit Interest Rates
- The FD amount should be minimum of Rs 10,000
- The tenure of deposits are:
Pay-out Type | Minimum Tenure | Maximum Tenure |
---|---|---|
Cumulative |
6 months |
10 years |
Quarterly |
3 months |
10 years |
Monthly |
3 months |
10 years |
- Short-term FD: Minimum of 7 days, maximum of 91 days.
- Check for additional terms and conditions
The FD Calculator provides indicative rates of the amount on maturity, which are applicable only to Non-Resident External (NRE) and Non-Resident Ordinary (NRO) Term Deposits with a Premature FD Withdrawal facility. The FD Calculator cannot be used for calculating the maturity value for Foreign Currency Non-Resident (FCNR) Account Deposits. Check for latest interest rates on FCNR
- The FD Calculator will provide the maturity amount for deposits of up to Rs 3 crores
- Check for FD interest for NRE/NRO on deposits of Rs 3 crores and above.
- Senior citizen rates are not applicable for NRE and NRO Deposits
- For NRO FDs, the maturity amount indicated is subject to TDS as applicable. The rates are subject to change from time to time. Check for interest for NRE/NRO.
- The minimum FD amount should be Rs 25,000.
The tenures of deposits are:
FD Type | Minimum Tenure | Maximum Tenure |
---|---|---|
NRE FD | 1 year | 10 years |
NRO FD | 7 days | 10 years |
NRE FD: Minimum of 1 year, maximum of 10 years.
NRO FD: Minimum of 7 days, maximum of 10 years.
- Check for more about additional terms and conditions.
Features of ICICI Bank FD Calculator
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FD Calculator FAQs
What is an FD Calculator?
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ICICI Bank FD Interest Calculator is a simple tool to help customers determine the interest amount they would earn on their investment in deposits, basis the amount, tenure and prevailing interest rate. This can help calculate the returns on their investments.
How does one use the FD Calculator?
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![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-minus.webp)
You can use the FD Calculator to calculate interest and maturity amount on the FD as follows:
Select the Customer Type i.e. Normal or Senior Citizen
Select the type of Fixed Deposit i.e. Cumulative or Interest Payout (Quarterly/Monthly) or Short-term FD
The FD date will be defaulted as the current date
Enter the FD amount
Select the format of entering the FD tenure i.e. in combination of Years/Months/Days or in Days. Only enter the preferred tenure according to the format chosen
The applicable interest rate, interest amount, maturity date and maturity amount are displayed to the customer.
How does the FD interest calculator work?
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![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-minus.webp)
Interest on FD is calculated on the basis of the FD tenure and the prevailing interest rate applicable at the time of opening an FD. Interest is calculated as follows:
Cumulative FD: Interest is calculated for the quarter and compounded/reinvested to the principal amount. Interest for the next quarter is calculated on the accumulative amount
Traditional FD with Quarterly Interest Payout option: Simple interest is calculated and paid at the end of each quarter
Traditional FD with Monthly Interest Payout option: Interest is paid at the discounted value and at the end of each month
Short-term FD: Interest is calculated on simple interest basis.