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Apply for Personal Loan of up to Rs 50 lakh at interest rates starting from 10.85% per annum and meet personal urgencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience.Â
Existing Customer
- Check your pre-qualified offer by signing in using your debit card, credit card or loan account
- Complete your application faster
- Benefit from reduced documentation
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**Terms and conditions apply.
The products, services and offers referred to herein are subject to the terms and conditions governing them as specified by ICICI Bank from time to time at www.icicibank.com All loans, associated benefits, features etc stated herein are by way of example and offered at the sole discreation of ICICI Bank.
ICICI Bank offers Personal Loan to salaried individuals. You may check your Personal Loan eligibility criteria instantly if you are an existing ICICI Bank customer. Personal Loan eligibility for a Pre-approved Personal Loan can be checked through the iMobile Pay app and/or Net Banking platform.
Personal Loan eligibility is determined basis various factors including income, age and experience in the job/profession. Click here to know your Personal Loan Eligibility.
The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
Self-employed individuals can apply for a Business Loan, a Collateral/Security-free Loan. It can be availed for any business upgrade or equipment purchase, which is repaid in equal instalments at fixed intervals.
Salaried individuals between 20 years - 58 years will be eligible for Personal Loan.
