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MARRIAGE LOAN: BENEFITS & FEATURES

Marriage Loan:  Eligibility, Interest Rate and Documents Required

  • Employees of specific private limited companies and public sector undertakings, including central, state and local bodies are eligible
  • Age limit: Applicants must be between 20 and 58 years of age
  • Work experience: A minimum of 2 years of work experience with at least 1 year at the current employer is necessary

  • Competitive rates - Starting from 10.80% per annum
  • Rates vary based on the loan tenure and the applicant's profile
  • Use the ICICI Bank EMI Calculator for accurate monthly EMI calculations.
  • Processing Fees: Up to 2.00% of the Loan amount plus applicable taxes
  • Tenure: 12 months to 72 months

You must provide the following documents to apply for a Marriage Loan at ICICI Bank.

Documents required

Salaried Individuals

Self-Employed Professionals

Application form

Required

Required

KYC

Essential

Essential

Identity Proof

Aadhaar Card

Aadhaar Card

Address Proof

Licence Agreement / Utility Bill

License Agreement / Utility Bill

PAN

PAN Card

PAN Card

Income proof

Bank statement records/ salary slips for the last 3 months

Bank statement records/ salary slips for the last 3 months.

Steps to apply for a Wedding Loan

Step 1: Download the iMobile Pay app and login using your MPIN or fingerprint

Step 2: Click on ‘Pre-Approved Loans/Offers’ and select ‘Pre-Approved Personal Loan’

Step 3: Select the loan amount and tenure

Step 4: Validate all the details that are required for your loan

Step 5: Accept the Terms and Conditions by checking the box and click on ‘Disburse Now’

Step 6: Authenticate by providing the grid values on your Debit Card and then ‘Submit’

No Pre–Approved offer? No issues! You can apply for a Personal Loan of up to Rs 50 lakh through the iMobile Pay App. Keep your Aadhaar Card and PAN Card handy to know the best eligible offer. Click here to apply.

steps to apply for personal loan

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Marriage Loan FAQs

A Marriage Loan is a type of Personal Loan to cover wedding expenses. It offers the borrowers a lumpsum amount that can be repaid in instalments (monthly EMIs) over a specified tenure.

To apply for a Marriage Loan, the applicant has to be an Indian citizen between 20 and 58 years of age with a stable source of income.

You can apply online through the iMobile Pay app or website. You can also visit any ICICI Bank Branch to apply for the loan and provide necessary documentation.

Commonly required documents for availing a Marriage Loan include:

  • KYC documents such as Aadhaar Card, PAN Card etc.
  • Address proof such as utility bills
  • Bank statements for the last 6 months
  • Passport-size photographs.

ICICI Bank charges a Processing Fee of up to 2.50% of the loan amount plus applicable taxes for Wedding Loans. For detailed information on fees and other charges, contact the Bank.

To calculate EMI for a Wedding Loan, use an online EMI calculator. Enter the loan amount, interest rate and tenure to get the monthly instalment you will have to pay.

Personal Loans are generally suitable for wedding expenses due to their flexible nature and minimal documentation.

Yes, women can apply for Marriage Loans with the required eligibility requirements to finance their weddings.