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Instant Loan Against Property

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Instant Loan Against Property: Features & Benefits

Tenure up to 15 years*

Sanction of up to 75%* of the property value

Special Loan-to-Value (LTV) for doctors

Instant Sanction

Minimal documentation

Tenure up to 15 years*

Sanction of up to 75%* of the property value

Special Loan-to-Value (LTV) for doctors

Instant Sanction

Minimal documentation

Tenure up to 15 years*

Sanction of up to 75%* of the property value

Special Loan-to-Value (LTV) for doctors

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What is an Instant Loan Against Property?

An Instant Loan Against Property is a loan facility available to selected ICICI Bank customers. Under this, borrowers can mortgage their residential or commercial property as collateral, to get instant funds for their business or personal goals, at attractive interest rates.

How can I get an Instant Loan Against Property?

You can apply through Internet Banking or the iMobile app/ Universal Customer Journey (UCJ) or Do-It-Yourself (DIY).

Who can apply for an Instant Loan Against Property (LAP)?

Existing ICICI Bank customers can apply. For more details, visit iMobile/Internet Banking.

What type of properties do you finance?

ICICI Bank’s Instant Loan Against Property is available to existing customers who own a fully constructed freehold residential or commercial property.

Can the tenure be changed?

Yes, you can reduce the loan tenure on the slider; however, the maximum tenure will be as decided by the Bank.

Can a loan amount be reduced or enhanced?

Yes, you can reduce the loan amount on the slider. However, there is no facility to enhance the loan amount once the final amount is declared by ICICI Bank.

What is the validity of the Sanction Letter?

The Sanction Letter is valid for up to 6 months.

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