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Instant Balance Transfer

Switch to ICICI Bank and transfer your Home Loan, Loan Against Property (LAP) or Commercial Property Loan from other banks or financial institutions. By doing so, you can save on your EMI (Equated Monthly Instalment) and utilise the savings towards long-term goals like funding education, retirement planning, investments, etc. Enjoy instant sanction and minimal documentation.

Transfer Now

Features:

Long tenure

Nil foreclosure charges**

Nil foreclosure charges**

Attractive interest rates

Attractive interest rates

Instant Sanction

Instant Sanction

Special Processing fee

Special Processing fee

Minimal documentation

Minimal documentation

Top-Up facility

Top-Up facility

Long tenure

Nil foreclosure charges**

Nil foreclosure charges**

Attractive interest rates

Attractive interest rates

Instant Sanction

Instant Sanction

Special Processing fee

Special Processing fee

Minimal documentation

Minimal documentation

Top-Up facility

Top-Up facility

Long tenure

Nil foreclosure charges**

Nil foreclosure charges**

Attractive interest rates

Attractive interest rates

*T&Cs **Applicable on floating rate of interest only.

Transfer Existing Home Loan to ICICI Bank

As a homeowner, it is important to know the ways you can save on your loan repayment and manage your budget after buying your home.

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Home Loan Top-Up

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Instant Loan Top-Up

Instant Loan Top-Up

Get instant top-up on your existing loan.

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24 Hours Top-Up Loan

24 Hours Top-Up Loan

Get quick access to funds with minimal documentation.

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Instant Home Overdraft

Instant Home Overdraft

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FAQs

Instant Balance Transfer is a facility for Salary & Savings Account holders of ICICI Bank. You can get an instant sanction for the transfer of outstanding balances for your existing Home Loan or LAP

Select customers of ICICI Bank can enjoy numerous benefits by getting a Home Loan Balance Transfer online. These include Instant Online Sanction, Attractive Interest Rate, Long Tenure, Quick Processing and Affordable EMIs. The Instant Balance Transfer is the best facility that saves you money for future purposes.

The Instant Balance Transfer facility follows a floating interest rate. The customer cannot opt for a fixed rate.

No, ICICI Bank does not offer funding for specialised or under-construction properties.

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