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Insta Home OD is a Pre-approved digital Overdraft on an existing Mortgage Loan, where you can avail an automatic limit set-up that will be linked to your Savings Account.
You have the flexibility to withdraw funds as per your requirement. Interest is charged only on the withdrawn amount and for the number of days it has been withdrawn.
Insta Home OD
ICICI Bank Insta Home Overdraft is a Pre-approved digital Overdraft facility that provides you access to instant funds to meet your planned and unplanned expenses.
You can use this Loan for any of your personal need like child’s education, home renovation, debt consolidation or any other emergency.
All you have to do is choose the Offer that best suits your requirement, pay the processing fee and the Overdraft is immediately set up!
Customer Care Number: 18001080
Email us : customer.care@icicibank.com
Instant Limit Set-up
Flexibility in funds use
Paperless Process
You can use Insta OD in many scenarios such as:
Home Improvement
Family Wedding
Personal Travel
Business Expansion
Medical Emergency
Higher Education
Yes, existing Loan customers can avail of this product in the form of a Top-up over an existing Loan.
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