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Shop on EMI with just your registered mobile number
Enjoy a seamless payment experience with ICICI Bank Cardless EMI where you can avail no cost EMI options on your purchases using only the registered mobile number linked to your ICICI Bank Account. You can conveniently convert your transactions to easy EMIs across various platforms (i.e. online and in-store). From purchasing latest gadgets, trendy apparels and accessories to planning your holidays we have got you covered.
How to avail:
1. Choose your favourite products or services
2. Select ICICI Bank Cardless EMI as your payment option.
3. Choose your EMI tenure
4. Enter your PAN Number and OTP.
Payment Successful  ✅
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No wallet, no worry – you can still avail a No Cost EMI for your gadget with Cardless EMI. Make purchases in easy instalments through a convenient OTP based approval process.
Click Here for terms and conditions.
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Click Here for Ecommerce Cardless EMI terms and conditions.
*Terms and Conditions of ICICI Bank apply. No Cost EMI is available on select brands/products only.
Choose Your Favourite Product At The Retail Outlet
Check For The Cardless EMI Option At The Retail Outlet
Retailer Initiates The Process At The POS Terminal By Selecting The Required Options
Share Your Mobile Number With The Retailer
Enter Your PAN And One-Time Password (OTP) That You Receive On Your Registered Mobile Number
Successful Completion Of The Quick Process
The Customer Can Walk Home With His/Her Favourite Gadget/Consumer Electronics Product*
Log On To Your Favourite Online Website Across Categories Like Mobiles, Electronic, Fashion, Travel, Home And Furniture, Insurance, Education And More
Choose And Add Your Favourite Product To Your Cart
Check For The Cardless EMI Option On The Merchant Website Checkout Page
Enter Your Registered Mobile Number
Choose Your Preferred EMI Scheme/Tenure
Enter Your PAN And One-Time Password (OTP) That You Receive On Your Registered Mobile Number
Successful Completion Of The Quick Process
To check if you are eligible for Cardless EMI, SMS 'CARDLESS' to '5676766' or check the Offers section on the iMobile Pay app for Cardless / Consumer Finance limit.
*Terms and Conditions of ICICI Bank apply. No Cost EMI is available on select brands/products only.
