Process for refund of Depositor Education and Awareness Fund - DEA Fund

1.    Claim refund and continue with the account:

To activate the account and claim the amount from the DEA Fund we request you to submit the following documents to ICICI Bank Branch in India or overseas:

• DEA Fund refund request letter (signed by all holders)
• Know Your Customer (KYC) Updation Form (signed by all holders)

• Self-attested copies of the following documents:
  • Valid Passport
  • Overseas address proof (any one from acceptable list)
  • Non-residential status proof
    • For Indian Passport holders - Valid Visa/Work Permit/Residence Permit
    • For persons holding a Passport issued by a country other than India - OCI/PIO Card. In case the OCI Card / PIO Card is not available, then a self-declaration with documents showing your India connect has to be submitted
  • Permanent Account Number (PAN) / Form 60 as applicable
  • Tax Identification Number (TIN) of the country of overseas residence.

Please mention your Savings Account Number held with the Bank and credit instructions in your DEA Fund refund request letter. The funds can either be credited to the same account or an active account in the same Customer ID held with the Bank or can be paid through an INR Demand Draft in the name(s) of the account holder(s).

In case you are unable to visit the branch, then please courier the DEA Fund refund request letter along with above mentioned documents to ICICI Bank Limited, NRI HUB, RPC Mumbai Autumn Estate, 5^th Floor, A wing Near Mhada, Chandivali, Andheri-E, Mumbai -400 072 (India).

2- Customer deceased and claimant request for refund:

To claim refund in case the customer is deceased, we request the nominee/ joint holder to visit ICICI Bank Branch in India or overseas along with death certificate.

In case Death Certificate is obtained in India:  Death Certificate should be attested by ICICI Bank or by Notary Public.

If Death has happened abroad, the death certificate should be:

1) Apostilled under the Hague Convention (OR)

2) Attested by a Bank

1. ICICI Bank’s foreign office/
2. Foreign office of ICICI Bank’s subsidiaries/

iii. Any other Bank in which the customer holds a Bank account in that country

(OR)

3) Certified by Indian Embassy / High Commission in that country (OR)

4) Certified by the Foreign Embassy/High Commission of that country in India (OR)

5) Notary Public of the foreign country

P.S.: Link for all NRI forms is available in website under below path:

Download Forms – NRI Banking - ICICI Bank Ltd

Account activation with refund-  

To activate the account and claim the amount from the DEA Fund, we request you to submit the following documents at any ICICI Bank Branch:

1. Refund request form (signed as per MOP) DEA Fund Refund Form.pdf
2. Account activation & Re-KYC updation form (signed as per MOP) Account activation & Re-KYC form.pdf
3. KYC documents of entity/individual-
   • PAN
   • Address Proof
   • Identity Proof of Individual
   • Constitution Documents  (COI/Partnership/LLP deed/ MOA/AOARC/Trust deed/Bye-laws)
   • FATCA-CRS-declaration
4. PAN, photograph and KYC documents of authorised signatory & beneficial owners
5. Request letter, Board/LLP resolution, partnership letter (in case of change of signatory) Signature Updation Form.pdf

In case of further clarification, you may visit any nearest branch or contact your Relationship Manager.

To activate the account and claim the amount from the DEA Fund, we request you to submit the following documents at any ICICI Bank Branch:

1. Refund request form (signed as per MOP) DEA Fund Refund Form.pdf
2. Account activation & Re-KYC updation form (signed as per MOP) Account activation & Re-KYC form.pdf
3. FATCA-CRS-Declaration
4. KYC documents of entity-
   1. PAN
   2. Address Proof
   3. Constitution Documents  (RC/Trust deed/Bye-laws/MOA/AOA/COI)
5. PAN, photograph and KYC documents of Authorised signatory & Beneficial owners
6. Request letter, Board resolution, office order (in case of change of signatory) Signature Updation Form.pdf

 In case of further clarification, you may visit any nearest branch or contact your Relationship Manager.

To claim the amount from the DEA Fund, we request you to submit the following documents at any ICICI Bank Branch or call us on 1800 1080:

1. Refund request form (signed as per Mode of Operation) DEA Fund Refund Form.pdf
2. KYC documents of Individual/entity-
   1. Aadhar
   2. Permanent Account Number (PAN)
   3. Passport
   4. Address Proof
   5. Identity Proof of Individual (Driver’s license/Voters Identity card)
   6. Constitution Documents  (COI/Partnership/LLP deed/ MOA/AOA)
3. PAN, photograph and KYC documents of authorised signatory & beneficial owners
4. Request letter, Board/LLP resolution, partnership letter

 In case of further clarification, you may visit any nearest branch or contact the call centre

As per RBI circular on Depositor Education and Awareness Fund Scheme, 2014 (Scheme) states – ‘Banks shall calculate cumulative balances in all accounts not operated for more than 10 years along with interest accrued… and such amounts due should be transferred to the Depositor Education and Awareness Fund …in each calendar month…’

To claim the amount from the DEA Fund, we request you to submit the following documents at any ICICI Bank Branch or call us on 1800 1080:

1. Refund request form (signed as per Mode of Operation) DEA Fund Refund Form.pdf
2. KYC documents of Individual/entity-
   1. Aadhar
   2. PAN
   3. Passport
   4. Address Proof
   5. Identity Proof of Individual (Driver’s license/Voters Identity card)
   6. Constitution Documents  (COI/Partnership/LLP deed/ MOA/AOA)
3. PAN, photograph and KYC documents of authorised signatory & beneficial owners
4. Request letter, Board/LLP resolution, partnership letter

 In case of further clarification, you may visit any nearest branch or contact the call centre.

Enclosures: Copy of self-attested request letter, KYC documents, Cancelled cheque

To claim the amount from the DEA Fund, we request you to submit the following documents at any ICICI Bank Branch or call us on 1800 1080:

Individual:

• Original Instrument

• Refund request form (DEA Fund Refund Form.pdf)

• KYC documents as per OVD (Officially Valid Document) viz. Aadhaar/ Passport/ Driver’s license/ Voters Identity card/ NREGA Job Card/ National Population Register (NPR) Smart Card)

• Cancelled cheque

• NOC or consent from beneficiary for DD cancellation with all the DD details such as DD no., DD amount, DD date etc.

Non-Individual:

• Original Instrument

• Request letter/ Refund request form (DEA Fund Refund Form.pdf), Board/ LLP Resolution, Partnership letter on letterhead

• Constitution Documents  (COI/ Partnership/ LLP deed/ MOA/ AOA/ RC/ Trust Deed/ Bye-Laws)

• PAN, photograph and KYC documents viz. Aadhaar/ Passport/ Driver’s license/ Voters Identity card/ NREGA Job Card/ National Population Register (NPR) Smart Card) of authorised signatory & beneficial owners

• Cancelled cheque

• NOC or consent from beneficiary for DD cancellation with all the DD details such as DD no., DD amount, DD date etc.

In case of further clarification, you may visit any nearest branch or contact the call centre.

Claim Form