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Savings Account Interest Rates Table - ICICI Bank

On Balances (in ₹) Rate of Interest (% p.a.)
For end of day balance below ₹ 50 Lakhs 3.00
For end of day balance ₹ 50 Lakhs and above 3.50

Features of ICICI Bank Savings Account - 

  • Online Account opening process with no paperwork: Enjoy an unmatched online banking experience 24x7. Click here to apply

  • Instant complimentary Virtual Debit Card: Once you open an Instant Savings Account with ICICI Bank, you will get a Titanium Debit Card. You can also access the Debit Card on the iMobile Pay app, through the virtual Debit Card facility.

  • Digital convenience through iMobile Pay app & Internet Banking

  • Manage your Account anytime, anywhere. You can transfer funds, pay bills, view your transaction history and much more in just a few clicks through our online banking platforms.

  • We have advanced security measures to ensure that your savings are always secure.

  • You can carry out free ATM transactions at any of our ATMs across India, thus providing you quick and convenient access to your money.

  • Our friendly and knowledgeable customer service team is always available to assist you with any questions or concerns.

So why wait? Open a Savings Account with ICICI Bank today and start earning competitive interest rates on your savings.


Popular FAQs

The Savings Account interest rate is fixed and gets credited quarterly. The interest rate is calculated as per the daily balance, which is the sum of all the deposits minus withdrawals made during the day.

There are various factors affecting the Savings Account interest rate, such as the monetary policy set by the Central Bank, inflation and prevailing market conditions. Other factors, such as the financial performance and business strategy of the Bank, may also play a role in determining the interest rate.

Savings Account typically does not have a maturity period, as this type of Account is for regular savings and liquidity. You can deposit and withdraw funds at any time without incurring penalties or fees.

A Savings Account offers multiple benefits such as easy access to funds, cash withdrawals, utility bill payments and online fund transfers through UPI, IMPS, NEFT and RTGS. With an ICICI Bank Savings Account, you also earn regular interest credited quarterly. It's convenient, providing a secure place to save money while offering flexibility and additional financial benefits.