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Choose your NRI Deposit Product

Fixed Deposit in INR
Fixed Deposit in Foreign Currency (FCNR(B) FD & RFC FD)
Recurring Deposits

Fixed Deposit (FD)

Achieve your financial goals, both short and long-term, with a Fixed Deposit offering attractive interest rates and flexible tenures. FDs provide a safe, hassle-free way to invest while enjoying tax benefits and instant liquidity.

Assured & attractive returns

Open your FD in just 60 seconds

Protected from market fluctuations

Manage your FD digitally

Find the best FD for you.

Explore more

Fixed Deposits Tailored for You

Fixed Deposit in INR
  • Start with minimum Rs 25,000
  • Flexible tenures ranging from 7 days to 10 years for NRO FD and 1 year to 10 years for NRE FD
  • Auto-renewal feature for seamless continued earnings
  • Access liquidity with Overdraft facilities
Tax Saver Non-Resident Ordinary (NRO) Deposit
  • Dual benefits: assured returns & tax savings
  • Tax deduction up to Rs. 1.5 lakh under Section 80C of the Income Tax Act
  • Flexible interest payouts: monthly, quarterly, or on-maturity
  • No premature closure

Available in 5 major currencies

An investment option for NRI/ PIO/ OCIs looking to retain their money in foreign currency for attractive returns.

Assured & attractive returns

Protected from market fluctuations

Manage your FD digitally

Find the best FD for you.

Know more

Fixed Deposit in Foreign Currency (FCNR(B) FD & RFC FD)

Fixed Deposit in Foreign Currency (FCNR(B) FD)
Currency Minimum deposit
USD, GBP 1,000
SGD, CAD and AUD 2,000
  • Flexible tenures from 1 to 5 years
  • Auto-renewal feature for continued earnings
  • Access liquidity with Overdraft facilities
Resident Foreign currency (RFC FD)
Currency Minimum deposit
USD, GBP 1,000
  • Deposits can be opened by any returning NRI
  • Interest is fully repatriable
  • Deposits can be transferred to NRE/FCNR(B) FD a/c

NRI Recurring Deposits

Recurring Deposit account, maintained in Rupees, is an excellent option for NRIs to make big savings by investing small sums every month.

Assured & attractive returns

Protected from market fluctuations

Manage your RD digitally

Find the best FD for you.

Calculate RD returns
NRI Recurring Deposits
Minimum Balance
  • Open an RD with a minimum of Rs. 5,000 per month. Subsequent deposits must be in multiples of Rs. 1,000, up to a maximum of Rs. 1,00,000 per month.
Period of Deposit
  • NRE: Minimum tenure of 1 year
  • NRO: Minimum tenure of 6 months You can increase the tenure in multiples of three months. The maximum tenure is 10 years
Nomination
  • Nominate a single beneficiary for your RD account, whether held solely or jointly. Complete the form under the Banking Companies (Nomination Rules), 1985, available at any ICICI Bank branch.
Other Features
  • Attractive interest rates, same as ICICI Bank's Fixed Deposits.
  • NRE funds are fully repatriable.
  • Interest earned on NRE RD is tax-free in India
  • Interest on NRO RD is subject to the applicable TDS

Popular FAQs About NRI Deposits

What is a Fixed Deposit?

A Fixed Deposit (FD) is an investment option offered by Banks and NBFCs, ensuring guaranteed returns based on the interest rate set at the time of opening the FD. The interest may vary depending on the tenure and deposit amount.

What types of FDs does ICICI Bank offer?

 ICICI Bank provides two types of FDs:

  • Traditional Fixed Deposit: Interest is credited at regular intervals (monthly or quarterly).

  • Cumulative Fixed Deposit: Interest is compounded quarterly and paid as a lump sum on maturity.

Who can invest in ICICI Bank Fixed Deposits?

 ICICI Bank Fixed Deposits are available for:

  • Non-Resident Indians

  • Minors with a guardian

  • OCIs / PIOs

  • Seafarers

  • Students