Feature & Benefits of NRI Pro Program
Power to choose
Experience financial security and peace of mind with our salary account. It's a step towards worry-free financial freedom!
- Salary : designed for working professionals.
- Virtu: non-interest bearing accounts those who prefer interest-free banking.
- Seafarer : designed to manage your finances while you are away.
Exclusive banking benefits for your family
Being a NRI Pro customer comes with benefits that enhances your lifestyle & banking experience. Now extend benefits to your family members, by linking your account with your loved ones
- A single bank to all members in the family
- Extend benefits of pro program to your family by linking their saving accounts.
- Family includes spouse, parents, children, siblings, in-laws, grandparents and grandchildren. A maximum of 6 members can enjoy these perks.
- Allows flexibility to maintain balances across saving account & fixed deposit accounts under one family
NRI Pro Debit Card
With VISA Platinum debit card enjoy multiple offers and rewards.
- Higher withdrawal, transaction limits, reward Points
- Exciting offers on dining, shopping, travel etc
- Insurance cover to take care of you in case of emergencies. Know more
- For detailed card features, Click here
access to Airport lounges
Now wait in luxury before flying, with our Complimentary Domestic Airport Lounge Access.
Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India.
Click here to see the list of lounges.
Competitive rates
Attractive rates on your remittance and loan requirements
- Money2India : Safe and simple online money transfer tracking service with online transfers. Eligible currencies USD, AED & SGD. For more information, Click here
- Wire Transfer : Eligible currencies USD, GBP, EUR, AUD, CHF, SGD, AED & CAD
- Money2World : Transfer money online from any bank in India to any bank around the world. Click to Know more
- Discounts on loan processing fees.
GET PRIVILEGES & DISCOUNTS
Get privileges & discounts on various non-banking needs.
- Taxation solutions, advisory services
- Real estate consultancy, property management
- Inheritance planning, estate planning, will drafting assistance
- Elderly healthcare support services
- For detailed offers, Click here
Eligibility
You are eligible for the ICICI Bank NRI Pro Program if you :
Maintain a minimum Monthly Average Balance of 2 lacs in your Current & Savings (CASA) Accounts
- Or 5 lacs in CASA + FD
- Or 25 lacs in your CASA + Deposit + Loans* + Demat** + Credit Card Spends***
- Or 50 lacs in Home Loan~
*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months.
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.
Documents required for the application
- Passport Copy
- Visa Copy
- Overseas Address proof
- Forms to download for the application
- Existing Customer - Upgrade form
- Family Banking - Family ID Creation form
Forms to download for the application
- Existing Customer - Upgrade form
- Family Banking - Family ID Creation form
- The NRI Pro Program can be opened under both NRO & NRE Account variants.
- For Product term and condition Click here
Service & Penal Charges
To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.
Click here for product terms and conditions.
NRI PRO FAQ's
You are eligible for the ICICI Bank NRI Pro account if you:
- Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and
- minimum monthly average balance of INR 2 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts
- Or INR 5 Lacs in CASA + FD
- Or INR 25 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
- or INR 50 Lacs in Home Loan~
*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months."
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.
Customer ID level: Monthly average balance in NRE Savings / Non interest bearing account + Monthly average balance in NRO Savings / Non interest bearing account + Month end balance in Fixed deposit/s and Recurring deposit/s within the same customer ID.
Existing NRI Regular account holder can upgrade to NRI Pro program upon agreement to the program eligibility. You can upgrade from any of these options : Internet Banking, Mobile Banking, Branch, Phone banking etc. Upon upgrade, you shall be eligible for a debit card upgrade.
If you already hold the requisite balances in your account, you can upgrade your account by placing a request at your nearest ICICI Bank branch or calling our 24x7 Customer Care.
If you don’t hold the requisite balances in your account, fund your account to ensure required balances and then, place the request at your nearest ICICI Bank branch or call our 24x7 Customer Care.
You can continue with the existing card after account upgrade.
Alternatively, you can apply for a new card through any of the following ways :
- Call our 24-hour Customer Care.
- Place a request through your Internet banking account.
- Visit you nearest ICICI Bank branch in India.