Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Student Credit Card Features & Benefits

Here are the remarkable benefits that await you:

  • Easy qualification and approval without income proof:  Students can get their ICICI Bank Student Credit Cards without extensive documentation and nor the need to produce any proof of income. This makes for quick and seamless application and approval.
  • Building a solid credit score: Your early years are the perfect time to establish a strong credit history. By responsibly managing your ICICI Bank Student Credit Card, you'll pave the way for competitive credit terms and opportunities in the future. It's an investment in your financial well-being.
  • Exciting perks and savings: Our Student Credit Card is designed to help you save money while enjoying various perks. From cashback offers to enticing discounts, you can maximise your purchasing power and make every rupee count. Additionally, earning reward points get you coupons and merchandise from our catalogue.
  • Responsible spending limits: We understand the importance of financial discipline during your educational journey. The modest credit limit of up to Rs 15,000, ensures you stay mindful of your spending habits and avoid falling into a debt trap. It's a smart way to cultivate responsible financial behaviour.
  • Versatility for student needs: Our Student Credit Card unlocks possibilities. Whether you need it to enrol in an online course, purchase books, refill fuel, or meet other essential needs, our card is there to support you every step of the way. It's a versatile companion for your life as a learner.
  • Affordable and easy maintenance: We understand that student life comes with its fair share of financial challenges. That's why our Student Credit Card comes with nominal joining fees and low annual charges compared to other credit cards. We want to make it easy for you to manage and maintain your card effortlessly.

Don't let financial limitations hold you back from achieving your dreams. The ICICI Bank Student Credit Card is your ticket to financial empowerment. Apply today and embark on a journey of responsible spending, rewarding perks, and a brighter financial future. It's time to seize the opportunities that await you!

Eligibility & Documents Required for Student Credit Card

Here's the information we need for your card application:

Eligibility Factors Description


Minimum age requirement is generally 18 years, but most we issue Credit Cards to applicants who are 21 years or older.  

Annual Salary

We consider the applicant's annual income to assess their ability to repay. Typically, a minimum net annual income of Rs 2.5 Lakh is required for Credit Card eligibility. However, for the Student Credit Card we don’t have any such criteria.


Student Credit Cards issuance is restricted to Indian nationals.  

Documents required for the card application:

Proof of Identity Proof of Address Proof of Income

PAN Card

Aadhaar card


Aadhaar card

Driver’s License


Driver’s License




Utility Bill not more than 3 months old


Voter’s ID

Ration Card


Overseas Citizen of India Card

Property Registration Document


Person of Indian Origin Card

Person of Indian Origin Card


Letters issued by the UIDAI

Bank Account Statement or any other government approved address proof


Any other government approved



Photo ID Proof




How to Apply for a Student Credit Card

1. Visit ICICI Bank's website.

2. Choose the credit card you want to apply for.

3. Click on "Apply Now."

4. Enter all the required details.

5. Click on "Get Offers" to know the eligible offers.

6. Proceed with the necessary steps and submit the application.

1. Contact customer care or visit the nearest ICICI bank branch.

2. Collect and fill out the physical application form.

3. Ensure you have all the required documents with you.

Note: Ensure you possess all the required documents before applying, whether online or offline. It is always recommended to refer to the official ICICI Bank website or contact customer care for the most accurate and up-to-date information regarding the credit card application process.

Fees & Card Limit of Student Credit Card

here's the fees and charges associated with student credit card:

  Joining Fee (1st year)  Annual Fee (1st year)  Annual Fee (2nd year onwards) 
Student Credit Card N/A N/A N/A

Please note that the joining fee, annual fee for the first year, and annual fee from the second year are NIL for ICICI student credit card. It is advisable to contact our customer support for accurate and up-to-date information regarding the fees and credit limit associated with this credit card.

Frequently Asked Questions

A student credit card from ICICI Bank is for students who are not employed or don’t have a credit history. ICICI Bank offers the Student Credit Card, allowing students to apply against fixed deposits of a minimum of Rs 10,000. With this card, you can enjoy a credit limit of up to 90% of your fixed deposit amount.

To qualify for a student credit card, you typically need to be a student above 18 years old. Banks may require proof of enrollment in an educational institution. We also offer credit cards against fixed deposits. Please note that the specific eligibility criteria may vary.

Student credit cards offer various benefits such as building a credit history, earning rewards, and enjoying discounts. They provide financial independence, convenience, and security for making purchases. Additionally, responsible usage can help develop good financial habits and prepare students for managing credit responsibly in the future.

To use a student credit card responsibly, set a budget and track your expenses. Make payments on time and avoid carrying a balance to minimise interest charges. Use the card for essential purchases and avoid overspending. Regularly review your statements and credit reports to monitor your credit activity and identify any discrepancies.

Yes, students can hold multiple student credit cards, but it's important to use them responsibly. Having multiple cards can offer flexibility and diversify rewards. However, it's crucial to manage the cards wisely, keeping track of spending, payments, and credit utilisation to avoid accumulating excessive debt or negatively impacting credit scores.

Yes, some we offer credit cards for students without a job. These cards may require alternative eligibility criteria, such as a fixed deposit or proof of enrollment in an educational institution. 

To check your student credit card status, you can visit the bank's website and log in to your online account or use our mobile banking app. Alternatively, you can contact the bank's customer service helpline or visit a branch to inquire about the status of your student credit card application.

ICICI Bank offers credit limits on student credit cards based on various factors, including the applicant's fixed deposit amount or income, credit history, and the bank's policies. The credit limit can be up to 90% of the fixed deposit amount or may vary based on the individual's profile and the specific student credit card offered by ICICI Bank.

The annual interest rate for the Student Credit Card can vary depending on the bank and the specific terms and conditions. It is recommended to refer to ICICI Bank's official website or contact their customer support for accurate and up-to-date information regarding the annual interest rate associated with the Student Credit Card.