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Import Finance

Manage Your Payment Cycle for Imports Effectively

Buyers’ Credit is a loan taken by an importer (Buyer) from overseas lenders such as banks and other financial institutions to finance the purchase of capital goods or services.

ICICI Bank’s Buyer Credit

  • Extends your import repayment period
  • Makes sure your suppliers are paid on time
  • Helps manage your cash flow as per your business needs

If you are interested to apply for ICICI Bank Business Banking services, please fill the form given below and we will call you within 24 hours.

For asistance, request a callback



  • Step 1 - The seller and buyer enter into a contract and agree upon the payments to be made on the basis of a Buyer's credit
  • Step 2 - ICICI Bank gets a request from buyer in terms of financing of import payments
  • Step 3 - ICICI Bank arranges a line of credit with overseas banks on the request of buyer
  • Step 4 - The overseas bank pays ICICI Bank directly, and we then pay seller on the import due date
  • Step 5 - Buyer then pay the overseas bank on the due date

  • Multichoice - Booking of forward contracts and Issuance of bank guarantees
  • Ease - Provision of cheaper financing of imports through Alternate Reference Rate (ARR) related interest rates
  • Competitive rates with overseas banks

What more, you can avail a combination of three services Buyers Credit, Import Bill of Collection and Forwards with one-time documentation by using our three-in-one product 'Import Plus'