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Loans without Financials

Business loans based on past transaction history

As we strive to create innovative products for the MSME segment, we offer loans to eligible customers on the basis of their past transaction history without the requirement of audited financials.

Features & Facilities offered :

  • Loans upto ₹ 1 crore based on transaction history in the nature of overdraft and non fund based facilities
  • No requirement of audited financials
  • Minimum vintage of 3 years required

Why Choose ICICI Bank?

  • De-centralised operations for fast processing and quick availability of loans
  • Convenient documentation process for ease of execution
  • Dedicated and exclusive relationship managers for meeting all your requirements
  • Competitive interest rates, commission and charges
  • 3000 plus branch network with Anywhere Banking for ease of operations, collections, payments and accessibility

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