GET A CALL BACK

Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Family 360° Banking

  • Family 360° Banking

Family 360 degree banking

Family 360° Banking

Your family’s lifelong banking companion!

  • Flexibility to maintain balance collectively between Personal, Business and Family Accounts
  • Premium Credit Card, Travel Card & Debit Card
  • Special pricing benefits on Loans, Remittances and Demat Accounts
  • Single Relationship Manager for all banking requirements
  • Tailored solutions for kids & senior citizens 
  • Extend programme benefits to your family members
 

Wealth Savings Account

  • Wealth Savings
    Account

  • Wealth Select
    Savings Account

     

Wealth Savings Account

Wealth Savings Account

  • Dedicated Relationship Manager and Service Relationship Manager supported by a team of experts on investments and business banking
  • Mastercard World Debit Card with 2 complimentary airport lounge accesses
  • Air accident insurance of ₹1 crore & personal accident insurance of ₹12 lakh
  • No minimum balance requirement

 Customers maintaining a ‘Total Relationship Value’ of minimum ₹25 lakh are eligible for this account.

 
Wealth Select Savings Account

Wealth Select Savings Account

  • Dedicated Senior Relationship Manager and Service Relationship Manager supported by a team of experts on investments and business banking
  • Access to financial services offered by ICICI group companies
  • Visa Infinite Debit Card with 4 complimentary airport lounge accesses per quarter
  • Air accident insurance of ₹2 crore & personal accident insurance of ₹14 lakh
  • No minimum balance requirement in Savings Account

 Customers maintaining a ‘Total Relationship Value’ of minimum ₹3 crore OR having an ‘Annual Income’ of minimum ₹1 crore are eligible for this account.

Senior Citizen Savings Account

  • Family 360°
    Banking

  • Senior Citizen
    Savings Account

  • Pension
    Savings Account

Privilege Banking Programme

Family 360° Banking

  • Flexibility to maintain balance among personal, business and family accounts
  • Priority Assistance, Doorstep Banking and more with Golden Years Programme
  • Curated investment solutions with ICICI Direct, Golden Years FD & more
  • Exclusive offers on succession planning services, elder care & pharmacy
  • Conveniently submit Form 15H online through iMobile Pay app or Internet Banking
  • Dedicated Relationship Manager for you and your entire family
  • Extend Programme benefits to your spouse, children & grandchildren
  • Pensioners of Civil, Defence & Railways are eligible for the programme with no minimum balance pension account
 
Senior Citizen Savings Account

Senior Citizen Savings Account

  • Priority Assistance at branch, customer care & more with Golden Years Programme
  • Avail Doorstep Banking facility at no additional charge
  • No charges on cash withdrawals across ATMs of all banks
  • Minimum Monthly Average Balance of ₹4,500
Pension Account

Pension Savings Account

  • Hassle free online life certificate submission
  • Doorstep banking facility or video call facility to submit Life Certificate to receive pension
  • Priority assistance at branch, customer care & more with Golden Years Programme
  • Invest and reap benefits with ICICI Direct, Golden Years FD, SCSS
  • Exclusive offers on succession planning services, elder care & pharmacy
  • Extend Family 3600 Banking benefits to your family members
  • Complimentary Credit Card basis net pension credited
  • No minimum balance requirement

Savings Account for Students and Kids

  • Campus Power
    Savings Account

  • Young Star
    Savings Account

  • Smart Star
    Savings Account

Campus Power Savings Account

Campus Power Savings Account*

  • Education Loan at attractive interest rate with full expense coverage
  • Complimentary Alumni Sapphiro Credit Card after graduation
  • Complimentary Manchester United Platinum Credit Card & Coral Credit Card from the first year of college
  • No minimum balance requirement

*Account designed for students of select institutes. 

 
Young Star Savings Account

Young Star Savings Account

For children below 18 years of age

  • Account operated by the guardian on behalf of minor
  • Complimentary Titanium Debit Card with daily withdrawal limit of ₹1 lakh
  • iWish Goal based savings to achieve your child’s future milestones
  • Minimum Monthly Average Balance of ₹2,500
Smart Stars Savings Account

Smart Star Savings Account

For children aged between 10 years and 18 years

  • Account operated with or without guardian
  • Complimentary Titanium Debit Card
  • Minors can issue cheques from their personalised chequebook
  • Minimum Monthly Average Balance of ₹2,500

Other Savings Accounts

  • Regular
    Savings Account

  • Basic Savings Bank
    Deposit Accounts

  • Incapacitated
    Savings Account

  • Illiterate
    Savings Account

Regular Savings Account

Regular Savings Account

  • Complimentary Titanium Debit Card with daily withdrawal limit of ₹1 lakh
  • Inter-city payments without any charges through multi-city cheques
  • iMobile Pay app & Internet Banking to manage your account digitally
  • Minimum Monthly Average Balance (MAB) requirement of ₹10,000/month
Basic Savings Bank Deposit Accounts

Basic Savings Bank Deposit Accounts (BSBDA)

  • Complimentary RuPay Debit Card
  • No charges on cash deposits, SMS alerts & ATM withdrawals from any bank
  • Complimentary Passbook facility
  • No minimum balance requirement 
Incapacitated Savings Account

Blind / Visually Impaired / Incapacitated Savings Account

  • No charges on cash transactions at home branch
  • Complimentary 25 cheque leaves annually
  • Complimentary SMS alert facility
  • No minimum balance requirement
Illiterate Savings Account

Illiterate Savings Account

  • 4 complimentary cash transactions at home branch per month
  • Minimum Monthly Average Balance of ₹4,500

Digital Banking Solutions

  • iMobile Pay app

  • Internet Banking

iMobile Pay app
  • 01. Seamless transfer of money anytime, anywhere
  • 02. Pay bills from the comfort of your home
  • 03. Manage Credit Card limits, block/unblock cards, change PIN and more
  • 04. Check your Pre-approved loan offers and get instant sanctions
  • 05. Apply, track and manage your investments
Internet Banking
  • 01. Real time access to all your accounts with 350+ services
  • 02. Feature rich dashboard with a seamless user interface for convenient banking
  • 03. Track and manage all your finances anytime, anywhere
  • 04. Customisable dashboard for setting up shortcuts for frequently used features
  • 05. Targeted features for your unique requirements
  • 06. Set your own transaction limit and experience an added level of security.

Documentation & Eligibility for Savings Account

Documentation & Eligibility

  • PAN card & Aadhaar card for the account opening process
  • Indian resident of any age group

Schedule of Charges

To know about service charges of our Savings Account click here

Read More

Savings Account FAQs

What is a Savings Account?

A Savings Account is a fundamental financial product offered by ICICI Bank, designed to help individuals save and grow their money. With ICICI Bank Savings Account, customers can enjoy the convenience of easy access to their funds, competitive interest rates and a range of digital banking services. Start your journey towards saving money with our Savings Account today.

How to open an ICICI Bank Savings Account online?

To open an ICICI Bank Savings Account online, follow these simple steps -

  1. Click here to apply for an ICICI Bank Savings Account online.
  2. Keep your Aadhaar Card and PAN Card handy
  3. Complete your KYC.

What are the documents required to open a Savings Account online?

The following are the documents required to open an ICICI Bank Savings Account online:

  • Aadhaar Card or E-Aadhaar letter issued by the Government of India
  • PAN Card.

What is the interest rate on a Savings Account?

ICICI Bank ensures competitive returns on your deposited funds. With a focus on financial growth and increased savings, we offer attractive interest rate of 3 - 3.50%. By opening a Savings Account with ICICI Bank, you can enjoy the benefits of reliable and secure banking.

What is the minimum balance required to be maintained in ICICI Bank Savings Account?

ICICI Bank Savings Account provides an easy way to save money and offers a fixed rate of interest. A minimum balance of up to Rs. 10,000 per month is required to be maintained in ICICI Bank Savings Account.

How is the Minimum Monthly Average Balance (MAB) calculated?

The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum is divided by the number of days in that month.

What is the eligibility for opening a Savings Account?

ICICI Bank Savings Account is available for Resident Individuals between the age of 18 years and 60 years.

Can I get a Chequebook by opening a Savings Account?

Your Chequebook will be issued only upon request after you have successfully completed your KYC verification. You can request for a Chequebook by logging in to ICICI Bank Internet Banking or iMobile Pay app.

  • iMobile Pay app: Go to Services > Chequebook Services > Issue Chequebook
  • Internet Banking: Go to Bank Accounts > Accounts > Chequebook request

Is PAN card mandatory for a Savings Account?

Yes. PAN card is mandatory to open your ICICI Bank Savings Account.

Do I get a Debit Card with Savings Account?

Yes. You will receive a Debit Card at your registered address once your account is successfully opened.

How do I register for Internet Banking and Mobile Banking services?

Once your Savings Account is successfully opened, you can log in to iMobile Pay app, set your 4 digit passcode and start exploring. For Internet Banking, you can generate your password with your user ID provided after opening your Savings Account.

How to update mobile number in my ICICI Bank Savings Account?

You can update mobile number through any of the following modes:

ICICI Bank ATM:

Visit the nearest ICICI Bank ATM > Select ‘More options’ > Register your Mobile > Enter the mobile number. Your mobile number will be updated in 1 working day.

ICICI Bank Branch:

Please visit any ICICI Bank Branch along with your original photo ID proof. Once the request is made, your mobile number will be updated in 2 working days. To locate the nearest ICICI Bank Branch visit https://maps.icicibank.com/mobile

We have discontinued mobile number registration/ de-registration/ modification through our Customer Care and Internet Banking due to security reasons.

How to generate Internet Banking password for my Savings Account?

You will be able to place a request for Internet Banking Password through any of the following modes:

Internet Banking:

You can generate your password at www.icicibank.com > Click on ‘Internet Banking’ (Bottom of the page) > Get started > I want my Password

Customer Care:

You may place a request by calling our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

ICICI Bank Branch:

Visit any ICICI Bank Branch along with original photo ID proof. To locate the nearest ICICI Bank Branch visit https://maps.icicibank.com/mobile

What is Savings Account Portability?

You can request to transfer your Savings Account from one ICICI Bank Branch to another through Internet Banking, iMobile Pay app, customer care or submit a written request to any ICICI Bank Branch.

What is FATCA declaration?

FATCA stands for Foreign Account Tax Compliance Act. As per RBI guidelines, all banks have to collect FATCA from every customer who opens a Savings Account. FATCA came into being to combat tax evasion and to ensure strict adherence to tax rules. Its main objective is to identify and prevent offshore tax avoidance by US citizens or residents.

How do I access my Virtual Debit Card on iMobile Pay app?

  • Click ‘Debit Card’ on home page
  • Get details of your Virtual Debit Card
  • Select your Card and manage all services

Why do I need to add a nominee to my account?

It is important to appoint a nominee for all your assets so that the assets reach the right person in the unfortunate event of your death. The nominee you select must be a reliable person who can take care of the asset. Below are the rights of the nominee:

He has no right over your money unless specified under the will or if he inherits the money

Nominee is a mere custodian

  • He is the contact person for the account, in case the account holder is not reachable or in event of the account holder’s death
  • The nominee directs the court on how to go about the account in case of the account holder’s demise
  • At the time of claiming for the deposit, the nominee will have to provide identification proof
  • If the nominee is a minor, the guardian will sign on his/her behalf. We require the nominee’s and the guardian’s name, address and photograph

What is the process to activate a minor to major account?

Visit any ICICI Bank Branch with originals and a copy of the following documents to make this transition seamless:

  • Identity/Address proof: Valid Passport/Aadhaar Card/Driving Licence/Voter ID/MNREGA job card
  • Recent passport size colour photograph
  • PAN card/Form 60

What is a Dormant Account?

As per regulatory guidelines, if an account remains inoperative for more than 2 years without any transactions initiated by the customer, then it will be classified as a ‘Dormant’ Account.

The following signs indicate that your account is dormant:

  • You are unable to transact at ATMs or through Internet Banking and Phone Banking

  • You are unable to initiate requests to change important account details such as residential address, e-mail ID and contact number

  • You are unable to renew ATM Card/ Debit Card

  • Non–issuance of chequebook/ deliverables

Here is how you can reactivate your dormant account:

Step 1: Visit any ICICI Bank Branch and submit the duly filled and signed Re-KYC form

Step 2: Provide your original address proof (Voter ID/ Driving Licence / Valid Passport / NREGA Job Card/ National Population Register (NPR) Smart Card/ Aadhaar Card) along with original PAN Card or Form 60

Step 3: Initiate a transaction to activate your account.