PERSONAL LOAN

A Personal Loan is an unsecured loan to obtain funds for financial expenses such as house renovation, wedding, education, medical bills, travel etc. These loans offer competitive interest rates and flexible tenure options, allowing borrowers to repay in monthly instalments (EMIs) without needing to provide collateral. You can check your Personal Loan EMI amount with our Personal Loan EMI calculator.

For Salaried Individuals:

1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.

• Passport

• Driving License issued by Regional Transport Authority

• Voter's Identity Card issued by the Election Commission of India

• Letter from National Population Register containing details of name and address

• Proof of possession of complete AADHAR Card

• NREGA Card.

2. Latest 3 months* Bank Statement (where salary/income is credited)

3. Salary slips for the last 3 months*

B. For Self-Employed:

1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.

• Passport

• Driving License issued by Regional Transport Authority

• Voter's Identity Card issued by the Election Commission of India

• Letter from National Population Register containing details of name and address

• Proof of possession of complete AADHAR Card

• NREGA Card

2. Income Proof :

• Audited financials for the last two years

• Latest 6 months* Bank Statement

3. Office address proof

4. Proof of residence or office ownership

5. Proof of business continuity.

*Conditions applied as per policy.

*ICICI Bank reserves the rights to call upon additional documents at its discretion.

No, ICICI Bank offers its customers a collateral-free Personal Loan without any security. Visit our website to apply for an instant Personal Loan online.