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PERSONAL LOAN
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Minimal documentation
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Flexible tenure up to 72 months*
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Loan amount of up to ₹ 50 lakh*
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Online application and disbursement
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Attractive interest rates starting @ 10.85%*
Disclaimer*: Our Personal Loan EMI calculator offers estimated monthly installments which are indicative, tentative and are based on the details entered by the user. Actual loan terms and eligibility are subject to bank approval. For precise loan details, consult our representatives before decisions based on these estimates.
Get Personal Loan online up to ₹ 50 lakh
Have a financial emergency to manage? Apply online for a Personal Loan up to ₹ 50 lakh. You can manage loan repayments effortlessly with ICICI Bank’s attractive interest rates and adjustable tenures that range from 12 to 72 months.
A Personal Loan gives you the required financial flexibility and ease that you need for emergencies, travel or house remodelling. Apply now to fulfil your financial objectives.
Personal Loan: Benefits & Features
No Foreclosure charges
Zero foreclosure charges after payment of 12 EMIs.
Flexible tenure
Personal Loan with a repayment tenure of up to 72 months.
Fixed Interest Rates
Benefit from stable & predictable interest rates that ensure consistency in your monthly payments.
No collateral required
Secure a Personal Loan without the need to pledge any collateral, simplifying the borrowing process and reducing your risk.
Loan Amount up to ₹ 50 lakh
Apply for loan amounts of up to ₹ 50 lakh for significant financial goals.
No Hidden Charges
With ICICI Bank Personal Loans, there are no hidden charges. All fees are clearly disclosed upfront for transparency.
Personal Loan Interest, Documents & Eligibility
Multi-Purpose Personal Loan from ICICI Bank
Personal Loan for Medical Emergency
These loans offer a financial lifeline during times of unexpected health crises. Providing peace of mind and resources needed to access crucial medical care and ensuring your health and wellbeing are the top priorities.
Personal Loan for Marriage Expenses
When it comes to your special day, these loans make your dreams come true. Easing the financial burden and allowing you to create cherished memories without compromise, ensuring your wedding is as beautiful as you envisioned.
Personal Loan for Home Renovation
Transforming your living space into a dream home becomes effortless with these loans. Empowering you to enhance your surroundings, making your living environment comfortable and inspiring.
Personal Loan for Appliances and Gadgets
Stay updated with innovative technology! These Loans enable you to upgrade your gadgets, ensuring you have the tools and devices needed for work, leisure, and staying connected.
Personal Loan for Travel
Unlock the world of travel, fulfilling your wanderlust and creating unforgettable adventures. They provide the means to explore diverse cultures, breathtaking landscapes, and new horizons.
Personal Loan for Online Courses
Invest in your personal and professional growth. These Loans empower you to pursue knowledge and skills through online courses, opening doors to new opportunities and career advancement.
Popular Personal Loan FAQs
How do I apply for an instant Personal Loan online with ICICI Bank?
Apply for an instant Personal Loan online in 5 easy steps:
- Visit the ICICI Bank Personal Loan webpage / Click here
- Enter your required loan amount
- Review your loan application details
- Accept the terms and conditions
- Authenticate your loan application and get your loan disbursed
What is a Personal Loan?
A Personal Loan is an unsecured loan to obtain funds for financial expenses such as house renovation, wedding, education, medical bills, travel etc. These loans offer competitive interest rates and flexible tenure options, allowing borrowers to repay in monthly instalments (EMIs) without needing to provide collateral. You can check your Personal Loan EMI amount with our Personal Loan EMI calculator.
What are the documents required for a Personal Loan with ICICI Bank?
For Salaried Individuals:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
Passport
Driving License issued by Regional Transport Authority
Voter's Identity Card issued by the Election Commission of India
Letter from National Population Register containing details of name and address
Proof of possession of complete AADHAR Card
NREGA Card.
2. Latest 3 months* Bank Statement (where salary/income is credited)
3. Salary slips for the last 3 months*
B. For Self-Employed:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
Passport
Driving License issued by Regional Transport Authority
Voter's Identity Card issued by the Election Commission of India
Letter from National Population Register containing details of name and address
Proof of possession of complete AADHAR Card
NREGA Card
2. Income Proof :
Audited financials for the last two years
Latest 6 months* Bank Statement
3. Office address proof
4. Proof of residence or office ownership
5. Proof of business continuity.
*Conditions applied as per policy.
*ICICI Bank reserves the rights to call upon additional documents at its discretion.
Get Personal Loan for Different Budgets
Other types of Personal Loans
New Personal Loan
Looking for a fresh Personal Loan? Check your eligibility by filling personal and professional details and select a Loan amount which suits your requirement.
Top-up Personal Loan
Need more funds over and above your existing Personal Loans from ICICI Bank? Opt for our Top-up Loan at attractive rates of interest.
Personal Loan Balance Transfer
Do you have an existing Personal Loan from another bank? Transfer your existing Personal Loan to ICICI Bank at a lower rate of interest.
Flexicash
Looking for a short-term credit? Avail of a Line of Credit Overdraft facility and pay interest on the amount you use and the period you use it for.
NRI Personal Loan
Are you working abroad and looking for a Personal Loan? Apply for a collateral-free Personal Loan with a simplified documentation process.
Business Installment Loan
Are you a self-employed professional looking for a Loan? Apply for an unsecured Loan, similar to a Personal Loan but specifically designed for your business use.
Personal Loan Blogs
Understanding Personal Loan Foreclosure: Important Facts
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Does Your Co-Applicant Affect Your Personal Loan Eligibility - Know Here!
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How to Calculate Your Personal Loan EMI Using Excel
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What is FOIR and how does it affect your Personal Loan approval
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How to Get a Personal Loan without a Salary Slip?
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Get a Personal Loan now with minimum documentation.
