How it works
- Visit merchant store, website, mobile site or mobile app.
- Choose your favourite product and proceed to payment.
- Choose 'ICICI Bank Debit Card EMI' option.
- Choose between tenures 3 months, 6 months, 9 months and 12 months.
- For online purchase, authorise the transaction using your Debit Card details like Debit Card number, expiry date and CVV.
- Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.
- Check your Debit Card EMI limit: SMS DCEMI<space><last 4 digits of Debit Card number> to <5676766>.
![Coral+ Debit Cards](/content/dam/icicibank/icici-assets/personal-banking/coral-credit.png)
Coral+ Debit Cards
![Sapphiro Debit Cards](/content/dam/icicibank/icici-assets/personal-banking/sapphiro.jpg)
Sapphiro Debit Cards
![Rubyx Debit Card](/content/dam/icicibank/icici-assets/personal-banking/card-rubyx-debit.jpg)
Rubyx Debit Card
![Coral Paywave Contactless Debit Card](/content/dam/icicibank/icici-assets/personal-banking/coral-paywave-card-thumbnail.png)
Coral Paywave Contactless Debit Card
To keep your account secure and to receive important updates, please ensure that your mobile number and e-mail ID are correctly updated.
Benefits of updating mobile number and e-mail ID:
- Receive instant alerts of any suspicious or unauthorised transactions that are carried out using your Debit Card
- Get real-time updates for all your transactions
- Updates on personalised offers, upgrades etc.
Credit Information Companies (CICs) shall send alerts through SMS/ email when your Credit Information Report (CIR) is accessed.
No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.
Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.