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This facility allows ICICI Bank Debit Card customers to convert their high value transactions into easy instalments.
Simply choose your desired product at the merchant store and pay using Equated Monthly Instalment (EMI) option on your Debit Card.
EMI facility is also available on Amazon, Flipkart, MakeMyTrip and Paytm website, mobile site or mobile app.
Get exciting offers on Debit Card EMI. For details Click here.
No documentation
No need for security deposit or down payment
One click transaction and conversion to EMI
Easy re-payments from linked Savings/Current Account.
How it works
- Visit merchant store, website, mobile site or mobile app.
- Choose your favourite product and proceed to payment.
- Choose 'ICICI Bank Debit Card EMI' option.
- Choose between tenures 3 months, 6 months, 9 months and 12 months.
- For online purchase, authorise the transaction using your Debit Card details like Debit Card number, expiry date and CVV.
- Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.
- Check your Debit Card EMI limit: SMS DCEMI<space><last 4 digits of Debit Card number> to <5676766>.
Coral+ Debit Cards
Sapphiro Debit Cards
Rubyx Debit Card
Coral Paywave Contactless Debit Card
To keep your account secure and to receive important updates, please ensure that your mobile number and e-mail ID are correctly updated.
Benefits of updating mobile number and e-mail ID:
- Receive instant alerts of any suspicious or unauthorised transactions that are carried out using your Debit Card
- Get real-time updates for all your transactions
- Updates on personalised offers, upgrades etc.
Receive alerts from the Bank whenever information regarding your existing account is reported by the Bank to the Credit Information Companies (CICs). CICs will send alerts through SMS/ e-mail when your Credit Information Report (CIR) is accessed.
No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.
Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.
