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American Express® Privileges

Disclaimer: The Reserve Bank of India (RBI) has, vide order dated April 23, 2021, imposed restrictions on American Express Banking Corp. from on-boarding new domestic customers onto their card networks, with effect from May 01, 2021. Accordingly, ICICI Bank Limited shall be unable to accept further applications for ICICI Bank Credit Cards on the American Express Network. However, please note that this order does not impact existing customers.


Accelerate your InterMiles and take off to your favourite destination faster!


Powerful InterMiles Plan on the InterMiles ICICI Bank Coral American Express® Credit Card

Enjoy the opportunity to earn accelerated InterMiles.

Spend Category Standard InterMiles earn rate
(per Rs.100 spent)
Domestic* 3
International 3
Online at (applicable on purchase of revenue airline tickets at 6
Spends on Etihad Airways revenue ticket booking through 7.5


Fuel: 0 InterMile per INR 100 spent
Insurance and Utilities: 1 InterMile per INR 100 spent 


Your card can accumulate a maximum of 40,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of ₹ 7,500 will be levied to your Credit Card account.


To continue earning InterMiles, please make this fee payment. Please call our Customer Care to reverse the fee if you choose not to pay it; further InterMiles will not accrue in that anniversary cycle.


The cap will be reset with the start of the next anniversary year and InterMiles will flow to your InterMiles account automatically from the next statement cycle. An anniversary year is one year from the date of your card setup.

American Express® Connect

Connect to a world of special benefits!

American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining, Retail and Online Shopping.


To view the current list of offers, please Click here.

Lounge Access

  • Enrich your travel experience with complimentary access to select lounges at airports in India with your InterMiles ICICI Bank Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.

Terms and Conditions:

  • Eligible Card Members must present their valid, unexpired Eligible Cards, and a valid air ticket or boarding pass for travel on the same or next day, at the entrance to the Participating Lounges.
  • An authorization amount of INR 1/- shall be taken on each Eligible Card presented at the entrance to the Participating Lounge.
  • Access by other guests who accompany an Eligible Card Member shall be subject to the terms and conditions of each Participating Lounge. Guests shall not be eligible to use any of the Eligible Card Member’s un-utilized complimentary accesses.
  • You can now avail of 2 complimentary airport lounge access per quarter (1 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Coral Credit Card by spending INR 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter.
  • In order to make your travel comfortable, we have updated the participating list of lounges. Please click here to view the updated list of lounges.


American Express EPAY simplifies the way you pay utility bills such as electricity, gas, phone and insurance premiums. Enjoy the ease of automatic payments through ‘AutoPay’, without worrying about due dates, writing cheques or standing in queues. To know more and register, please Click here.


You can also explore a wide range of other credit cards by visiting credit card apply section