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An extensive set of banking solutions designed for

Senior Citizens

Priority Assistance

Savings and investing made simple with insta savings account

Retirement Solutions

Avail pre approved loan with insta savings account

Banking anytime, anywhere

avail instant payment with insta savings account

Safety and security for digital banking

Get offers on ICICI Bank credit card

Essential Services

explore essential services with senior citizen programme

Exclusive Offers

explore amazing offers with Senior Citizen programme

Priority Assistance

  • Senior citizen desk: A dedicated senior citizen desk for quick service at all branches
  • Doorstep banking: For cash deposits/withdrawals, DD or cheque pickup services, KYC documents and life certificate submission at no additional charges
  • Phone Banking: For any queries, call 1800 1080.

Retirement Solutions

  • Fixed Deposits (FD): Attractive interest rates with quarterly payout
  • Senior Citizen Savings Scheme (SCSS): Higher returns with tax benefits
  • National Pension System (NPS): Quarterly interest payouts with tax benefits
  • Public Provident Fund (PPF): Guaranteed & tax-free returns
  • ICICI Direct Prime: eATM - Money credited to your account within 5 minutes of selling shares

Banking anytime, anywhere

  • Form 15H: Digital submission of Form 15H through Internet Banking or the iMobile Pay app
  • Fund transfers: Safe and secure fund transfers at your fingertips
  • FD online: Instant opening of an FD through Internet Banking or the iMobile Pay app
  • Tax payments: Secure digital payment of taxes.

Essential Services

  • Life certificate: Digital submission available for ICICI Bank & non ICICI Bank customers*
  • Passbook update: Service available at branches

    • SCSS: Quarterly interest payouts

    • NPS: Instant online PRAN journey

    • NPS/PPF: Online fund transfers

  • Disclaimer: Life certificate submission available digitally for ICICI Bank customers through doorstep banking. Non ICICI Bank customers can visit any branch.

Safety and security for digital banking

  • Two-step verification for online fund transfers
  • Facilities for online transactions through Debit Cards and Credit Cards

    • Block/unblock transactions

    • Set payment limits

  • Timed logouts: Inactive users are logged out automatically
  • Protection: End-to-end 256-bit encryption

Senior Citizen services at your fingertips

iMobile Pay

Fund Transfers, UPI, investments, bills payments, instant Loans & other banking services on the move


Fund Transfers, bill payments, access Accounts and manage your finances from anywhere, anytime

Senior Citizen Solution FAQs

How does ICICI Bank ensure safety and security of its customers?

To ensure safety and security of our customers, we use multiple features like two-step verification for fund transfers, blocking/unblocking of online transactions, timed logouts for inactive users and many more.

Is it possible for me to get my queries resolved from the comfort of my home?

You can avail our doorstep banking facility by calling on 1800 1080 from your registered mobile number at no additional cost.

Is there a helpline or customer support that I can contact in case of any queries?

Yes, ICICI Bank provides dedicated customer support. You can call 1800 1080 from your registered mobile number for any queries.

I want monthly income as well as growth and protection of my wealth. What are the offerings from ICICI Bank for a customer like me?

You can earn monthly income and ensure the growth and protection of your wealth through the Senior Citizen Savings Scheme (SCSS), National Pension System (NPS), Public Provident Fund (PPF) and more.

Will I get tax benefits by investing in SCSS?

By investing in SCSS, you can avail tax benefits of up to Rs. 1.5 lakh under Section 80C of the Income Tax Act. The investing limit of SCSS has increased from Rs. 15 lakh to Rs. 30 lakh.

What are the exclusive benefits of Golden Years programme available for me?

The programme offers a range of benefits, including better rate of returns, safety and security, priority banking, personalised investment advice and more.

Why should I invest in the Golden Years FD?

Resident senior citizen customers will get an additional interest rate of 0.10% for a limited time over and above the existing additional rate of 0.50%.

How can I submit life certificate at ICICI Bank?

If you have a Pension Account with ICICI Bank, you can easily submit your life certificate through video call, Jeevan Pramaan Face App, tablet or physical form submission at the branch. If you don’t have a Pension Account with us, you can submit it through the Jeevan Pramaan Face App or tablet at the branch.

What are the exclusive benefits of the National Pension System (NPS)?

NPS is a voluntary retirement savings system designed by the government of India offering benefits like low cost investment products, account portability across employers and locations and tax free withdrawals up to 60% and remaining 40% for annuity purchases, etc.

What are the priority services that I can get as a part of ICICI Bank’s Golden Years programme?

As part of ICICI Bank’s Golden Years programme, you can avail priority services such as doorstep banking, phone banking and a dedicated senior citizen desk.