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Why choose Power Pay Account?

No minimum balance required in Salary Account
No minimum balance required in Salary Account
Complimentary Debit Card with unlimited free access to all Bank ATMs network
Complimentary Debit Card with unlimited free access to all Bank ATMs network
Extend benefits of your Salary Account to your family members
Extend benefits of your Salary Account to your family members
Complimentary Air and Personal Accident Insurance with no clause on Debit Card spends/activation
Complimentary Air and Personal Accident Insurance with no clause on Debit Card spends/activation
Exciting offers on your favourite brands, throughout the year
Exciting offers on your favourite brands, throughout the year
Waiver of charges for funds transfer through online IMPS/NEFT/RTGS
Waiver of charges for funds transfer through online IMPS/NEFT/RTGS
Widespread network of ICICI Bank ATMs and branches
Widespread network of ICICI Bank ATMs and branches

Banking Solutions for all your financial needs

  • Payment Solutions

  • Credit and Loans

  • Easy Investments

  • Health Solutions

Payment Solutions

  1. Easy Digital Transactions – Transfer money, Recharge, pay utility bills instantly through iMobile Pay App
  2. FASTag – Auto Recharge facility through the iMobile Pay App, Pay for toll, fuel and parking
  3. PayLater, an instant digital credit facility for shopping, recharge, booking tickets with 45 days credit
  4. Forex Card – Prepaid card with option to load up to 15 currencies, online buying and reloading facility, travel insurance and exciting offers and discounts

Credit and Loans

  1. Amazon Pay Credit Card with cashback up to 5% with no expiry date on earnings
  2. Range of Gemstone Credit Card with exciting offers on your favourite brands
  3. FlexiCash – Digital overdraft against your salary, with interest payable only on amount utilised
  4. Personal Loan upto Rs. 50 Lakhs with no foreclosure charges after 12 EMIs
  5. Minimum documentation and Digital sanction for Home Loans
  6. Auto Loan up to 100% of on road price
  7. Collateral free Education Loan up to Rs 1 Crore and loan up to Rs 2 Crore with flexible repayment options

Easy Investments

  1. Invest digitally in FD, RD, iWish RD in a few simple steps with flexible investment tenures to fulfill your financial goals
  2. 3-in-1 Demat & Trading account with no account opening charges and 1st year AMC waiver
  3. Invest & track Mutual Funds through iMobile Pay
  4. Invest online in NPS (National pension system) & PPF (Public Provident Fund) 
  5. Golden Years – A comprehensive & holistic tool to plan your retirement
  6. Access to ‘The Orange Book’ - a refreshing way to learn all about Personal Finance

Health Shield 360

An inclusive health cover for you and your loved ones

  1. 30 days waiting period for declared and accepted PED and specific diseases and procedures
  2. Competitive rates for ICICI Bank Salary account customers
  3. Health check-up cover
  4. Unlimited reset benefits
  5. Entry age limit up to 60 years

Digital Banking Solutions

  • iMobile Pay App

  • Internet Banking

iMobile Pay app
  • 01. Seamless transfer of money anytime, anywhere
  • 02. Pay bills from the comfort of your home
  • 03. Manage Credit Card limits, block/unblock cards, change PIN and more
  • 04. Check your pre-approved loan offers and get instant sanctions
  • 05. Apply, track and manage your investments
Internet Banking
  • 01. Real-time access to all your accounts
  • 02. Feature-rich dashboard with a seamless user interface for convenient banking
  • 03. Track and manage all your finances anytime, anywhere
  • 04. Customisable dashboard for setting up shortcuts for frequently used features
  • 05. Targeted features for your unique requirements
  • 06. Set your own transaction limit and experience an added level of security

“ICICI Bank Ltd has taken the group insurance policy underwritten by ICICI Lombard General Insurance Company Ltd (IRDA Reg. no.: 115) for its active savings account customers from ICICI Bank with effect from 10th Feb 2023. For more details, please visit here

 

*Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers”