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Terms & Conditions


The account is available only for resident Indians above the age of 18 years. The account is not available to individuals in the capacity of HUF Kartas. NRIs and foreign nationals will not be offered this product. All general terms and conditions applicable to savings bank accounts as published on the ICICI Bank website at for the establishment of a relationship and the opening and operating of accounts are applicable to this account. In addition, the terms and conditions specific to this account are as follows:

Fees and Charges

a. The monthly average balance requirement for this account is nil.

b. Free ICICI bank VISA Debit Card

c. Internet Banking facility is not available to the customers.

Transaction Charges

a. For this account, branch banking transactions are free of cost.

b. All banking transactions are chargeable at normal charges as published from time to time.

c. Transaction charges as normal for issuance/revalidation/cancellation of DD/PO will be levied.


The Bank may charge the customer such service charges as decided by the Bank from time to time, for any or all of the facilities provided by the Bank at the Bank branches, with intimation to the customer.

Any government charges, duties or taxes devolving from the provision of any of the facilities shall, if imposed upon the Bank (either directly or indirectly), be debited to the customer's account.

The Bank, at its absolute discretion, may revise the fees/charges from time to time. The revised fee/charges will be published on the Bank's website The Bank will not provide any individual intimation/communication in this regard to the customer.

In case of any inconsistency between these terms and conditions and the general terms and conditions applicable to savings bank accounts in connection with the “No-Frills Savings Product (Urban)”, these terms and conditions will be applicable.

Disclaimer: *ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.