GET A CALL BACK

Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)

Applicable to:

  • Individuals/Groups at urban locations

  • Self-Help Groups (SHGs)

  • Urban street vendors/hawkers.

Purpose:

The Scheme supports urban individuals/groups to access easy credit from banks and to avail Interest Subsidy Loans for setting up of individual/group enterprises, to earn their livelihood.

Condition:

Age: 18 years or above

Educational qualification: No minimum educational qualification required.

Eligibility criteria for SHGs to avail Loans:

  • Minimum 3 members. 70% group members should be from urban poor families

  • All members of the group enterprise should be 18 years or above

  • Maximum Loan of Rs 2 lakh per member or Rs 10 lakh per group, whichever is lower.

Interest rate: Loan at subsidised rate of 7% (with the condition of timely repayment).

Loan limit: Maximum project cost of Rs 2,00,000 per unit for individual micro-enterprises.

Repayment tenure:

  • Moratorium period: Up to 6 months

  • 5 to 7 years after the moratorium period

How to apply:

Applicant must visit Urban Local Bodies (ULBs)/local Municipality to apply for Loans under the NULM Scheme.

Please click on the below link to download above mentioned content in respective regional languages.

Sr.no Language Download

1

Hindi

Click Here

2

Assamese

Click Here

3

Bengali

Click Here

4

Gujarati

Click Here

5

Kannada

Click Here

6

Konkani

Click Here

7

Malyalam

Click Here

8

Marathi

Click Here

9

Oriya

Click Here

10

Punjabi

Click Here

11

Tamil

Click Here

12

Telugu

Click Here

13

Urdu

Click Here