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NRI Student Savings Account

1. Allows you to make Fixed and Recurring Deposits.

2. Minimum balance required as low as INR 5,000

3. Safe and convenient money transfers

4. Attractive rates on your remittance requirements

Eligibility

  • Should be an Indian national
  • Secured admission/ invite from university in approved university/ college in degree/ diploma course
  • Education: Completed 10+2 (12th Standard)

Documents 

  • KYC
  • Mark sheets of 10th, 12th, graduation and entrance exams
  • Admission letter
  • Fee structure
  • Co-applicant KYC and income proof*
  • Additional documents may be requested in case of collateral required
  • *Co-applicant income proof required only for specific courses.

Service & Penal Charges

Description of Charges Charges Applicable
Loan Processing Fees Up to 2% + GST (non-refundable)
Service Charges
CERSAI Fee ₹ 100 + GST
Administrative charges ₹ 5,000 + GST (The administrative charges are one-time non-refundable charges collected by the lender for the purpose of appraising the valuation and legal verification of property to ascertain suitability of accepting the property for mortgage and the same is independent of the outcome/result of such appraisal)
CIBIL charges ₹ 50 + GST
  • The Annual Percentage Rate (APR) is a method to compute annualised credit cost which includes interest rate and processing fee.
  • The APR calculator does not include charges such as prepayment charges, etc.
  • To calculate the same, please click here to download the APR calculator.