FD Calculator for NRIs
Higher Returns, Complete Security
Plan your investments wisely with ICICI Bank's NRI FD Calculator. Maximize your returns with a few simple inputs.
How Much Amount Do You Want To Invest?
When Would You Like To Receive The Interest?
Find The Best Interest Rates And Duration
Interest Rate
7.25%
The actual annual return on your Fixed Deposit, including compounding effects.
7.51%
₹27,355
₹2,355
1Y 3M 1D
22 Jun 2026
TDS is applicable as per the NRI FD type.
Interest Rate (w.e.f. from June 27, 2024)
Select Amount
Select Withdrawal Facility
Tenure | With Premature Withdrawal | |
---|---|---|
NRI |
Senior Citizen |
|
7 to 29 Days |
3.00% |
3.50% |
30 to 45 Days |
3.50% |
4.00% |
46 to 60 Days |
4.25% |
4.75% |
61 to 90 Days |
4.50% |
5.00% |
91 to 184 Days |
4.75% |
5.25% |
185 to 270 Days |
5.75% |
6.25% |
271 Days to < 1 Year |
6.00% |
6.50% |
1 Year to < 15 Months |
6.70% |
7.20% |
15 Months to < 18 Months |
7.25% |
7.85% |
18 Months to 2 Years |
7.25% |
7.75% |
2 Years 1 Day to 5 Years |
7.00% |
7.50% |
5 Years 1 Day to 10 Years |
6.90% |
7.40% |
5Y (Tax Saver FD) |
7.00% |
7.50% |
Original Tenure of Deposit | Penal rates for deposit less than ₹5.0 crore |
Less than 1 year | 0.50% |
1 year & above but less than 5 years | 1.00% |
5 years and above | 1.00% |
FD for NRI Customers
Explore tenure, interest rates, and features tailored for Fixed Deposits.
The FD Calculator provides indicative rates of the amount on maturity, which are applicable only to Non-Resident External (NRE) and Non-Resident Ordinary (NRO) Term Deposits with a Premature FD Withdrawal facility.
- Minimum Deposit Amount: Rs. 25,000.
FD Type | Minimum Tenure | Maximum Tenure |
---|---|---|
NRE FD |
1 year |
10 years |
NRO FD |
7 days |
10 years |
- TDS on NRO FDs: Applicable as per tax norms.
- Senior Citizen Rates: Not applicable for NRE and NRO deposits.
- The FD Calculator is not applicable for Foreign Currency Non-Resident (FCNR) deposits.
- Check the latest NRE/NRO FD interest rates
Features of ICICI Bank FD Calculator
How Does the FD Calculator Help?
- Quickly plan your FD investments.
- Compare various FD options to choose the best plan for maximum returns.
- Input the FD amount and duration to view applicable interest rate and returns instantly.
FD Calculator FAQs
What is an FD Calculator?


A tool to calculate the interest and maturity amount for Fixed Deposits based on tenure, amount, and prevailing interest rates.
How to Use the FD Calculator?


1. Select the FD type: Cumulative or Payout (Quarterly/Monthly).
2. Enter the FD amount.
3. Input the tenure in your preferred format (Years/Months/Days).
4. The applicable interest rate, interest amount, maturity date and maturity amount are displayed to the customer.
How is FD Interest Calculated?


● Cumulative FD: Interest is calculated for the quarter and compounded/reinvested to the principal amount. Interest for the next quarter is calculated on the accumulative amount
● Quarterly Payout FD: Simple interest is paid at the end of each quarter.
● Monthly Payout FD: Discounted interest is paid at the end of each month.
● Short-term FD: Simple interest is calculated for the tenure.