ANNUAL REPORT 2023-24
(₹ in billion, except per share data and percentages) |
|||||||||||
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
|
Total deposits |
3,615.63 |
4,214.26 |
4,900.39 |
5,609.75 |
6,529.20 |
7,709.69 |
9,325.22 |
10,645.72 |
11,808.41 |
14,128.25 |
|
Total advances |
3,875.22 |
4,352.64 |
4,642.32 |
5,123.95 |
5,866.47 |
6,452.90 |
7,337.29 |
8,590.20 |
10,196.38 |
11,844.06 |
|
Equity capital & reserves |
804.29 |
897.36 |
999.51 |
1,051.59 |
1,083.68 |
1,165.04 |
1,475.09 |
1,705.12 |
2,007.15 |
2,383.99 |
|
Total assets |
6,461.29 |
7,206.95 |
7,717.91 |
8,791.89 |
9,644.59 |
10,983.65 |
12,304.33 |
14,112.98 |
15,842.07 |
18,715.15 |
|
Total capital adequacy ratio1 |
17.0% |
16.6% |
17.4% |
18.4% |
16.9% |
16.1% |
19.1% |
19.2% |
18.3% |
16.3% |
|
Core operating profit |
180.27 |
198.03 |
179.10 |
189.39 |
220.72 |
268.08 |
313.51 |
383.47 |
491.39 |
581.22 |
|
Net interest income |
190.40 |
212.24 |
217.37 |
230.26 |
270.15 |
332.67 |
389.89 |
474.66 |
621.29 |
743.06 |
|
Net interest margin |
3.48% |
3.49% |
3.25% |
3.23% |
3.42% |
3.73% |
3.69% |
3.96% |
4.48% |
4.53% |
|
Profit after tax |
111.75 |
97.26 |
98.01 |
67.77 |
33.63 |
79.31 |
161.93 |
233.39 |
318.96 |
408.88 |
|
Earnings per share (Basic)2 |
17.56 |
15.23 |
15.31 |
10.56 |
5.23 |
12.28 |
24.01 |
33.66 |
45.79 |
58.38 |
|
Earnings per share |
17.39 |
15.14 |
15.25 |
10.46 |
5.17 |
12.08 |
23.67 |
32.98 |
44.89 |
57.33 |
|
(Diluted)2 |
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Return on average equity |
14.3% |
11.3% |
10.3% |
6.6% |
3.2% |
7.1% |
12.2% |
14.8% |
17.3% |
18.7% |
|
Dividend per share 3 |
5.00 |
5.00 |
2.50 |
1.50 |
1.00 |
0.00 |
2.00 |
5.00 |
8.00 |
10.00 |
|
Total capital adequacy ratio has been calculated as per Basel III framework.
During the year ended March 31, 2018, the Bank issued bonus shares in the proportion of 1:10, i.e. 1 (One) bonus equity share of ₹ 2 each for every 10 (Ten) fully paid-up equity shares held (including shares underlying ADS). Per share information of prior periods also reflects the effect of bonus issue.
RBI through its circular 'Declaration of dividends by banks (Revised)' dated April 17, 2020, had directed that banks shall not make any dividend payment on equity shares from the profits pertaining to the financial year ended March 31, 2020. Accordingly, the Bank did not pay any dividend for FY2020.
