Here's all you need to know about your Credit Report

Updated: Feb 10, 2022, 14:36 ISTShare:

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A credit report includes a detailed breakdown of your credit history and comes in handy when you wish to take a loan. It includes:

• Credit Score: Reflects your creditworthiness. Your credit score is a numeric representation of your credit and repayment behaviour.

• Personal Information: Your name, date of birth, gender, and personal identification, like PAN, passport number, or voter’s number.

• Contact Information: Your address and telephone numbers.

• Account Information: All credit taken, like home, auto, personal loans, or overdraft.

• Complete Details of Loans: Loan amount, date opened, date of last payment, current balance, and monthly record of your payments.