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Benefits & Features
High Withdrawal Limit & Transaction Limit
  Daily cash withdrawal limit at ATM Daily purchase limit at retail outlets and on merchant websites
Domestic 1,00,000 3,00,000
International 2,00,000 2,50,000
Online Transactions

You can use your ICICI Bank Gold Business Debit Card on the internet for buying travel tickets, booking hotels, paying your taxes and bills, movie tickets and much more. All you need to do is register yourself for "Verified by VISA". Online transaction limit per day (w.e.f. July 20, 2013) for ICICI Bank Gold Business Debit Card is Rs. 3 lakhs/day.

Zero Surcharge On Fuel Purchases

Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)

ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.

For list of fuel outlets pumps where surcharge will not be levied, click here.

ICICI Bank Rewards

Earn 1 ICICI Bank Reward Point on every Rs.200 spent at merchant establishment in India. You can earn points as follows:

  At merchant establishment in India At Indian Websites At merchant establishment located outside India
ICICI Bank Reward points per Rs. 200 1 1 1

Note : You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card.

Zero Liability Protection

The ICICI Bank Visa Signature Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.


Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card has changed. Click here for more details

Better Tracking

Receive instant SMS alerts on transaction made on your Gold Business Debit Card.

Itemized Billing

Your ICICI Bank Gold Business Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.

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EMI on Debit Card FAQ's'

EMI on Debit Card is one of the payment options available across local merchants and online websites. With your ICICI Bank Debit/ATM Cards you can now make payments in easy monthly instalments.

Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.

You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.