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Comprehensive banking solutions with
Current Account
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Instant collections with POS and QR solutions
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Empower your business with seamless payments
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Get instant Overdraft online with zero collateral, up to Rs 25 lakh
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Business Banking made easy with the InstaBIZ app
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Expand globally with our 24x7 Import-Export transactions
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Business 360° Banking
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Wealth Management
Current Account -
Private Banking Current Account
Business 360° Banking
Grouping: Enjoy pricing benefits by grouping your Business, Personal and Family Accounts
Single view: View & transact using all your linked Current Accounts on Corporate Internet Banking & InstaBIZ
CASA pooling: Easy pooling of funds between your Current Account & Savings Account
Curated solutions for start-ups and entrepreneurs
A wide range of solutions for import-export businesses with 24x7 transactions
Wealth Management Current Account
- Business made simple with the InstaBIZ app and Corporate Internet Banking
- 24x7 import-export transactions through Trade Online along with competitive trade pricing
- One-stop solution for your business needs of Working Capital Financing, Term Loan, Bank Guarantee and much more
- Integrated investment platform for your Current Account with Internet Banking
- Complimentary MasterCard World Debit Card with airport lounge accesses
- No requirement of maintaining Minimum Average Balance (MAB)
T&Cs.
Private Banking Current Account
- Industry-first solution for Business Counselling, Treasury Investment Management, Fund Raising, M&A Advisory and many more
- Dedicated Relationship Team with a Relationship Manager, Product Specialist, Business Banking Specialist and Service Manager
- Integrated Investment platform for your Current Account with Internet Banking
- No requirement of maintaining MAB
- Exclusive Customer Care helpline – 1800 1080
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Smart Business
Current Account -
Roaming Current
Account Standard
Smart Business Current Account
Dynamic limits for cash & non-cash transactions based on the MAB maintained
Complimentary NEFT/ RTGS transactions carried out through online modes or at the Branch
Seamless banking solutions designed for import-export businesses
Expand your business with our exclusive offerings for start-ups to meet unique needs of entrepreneurs
Complimentary Gold Business Debit Card
*T&Cs.
Roaming Current Account (RCA) Standard
Complimentary online RTGS and NEFT transactions
Complimentary cheque collection anywhere across the country
InstaBIZ app for all your business banking needs
MAB requirement of ₹ 10,000*
Current Account Tailored to Business Needs
Trade Current Accounts
Streamline your business with our 24X7 transactions and tailored features for efficient import export businesses.
Startups Current Account
Empower your startup with flexible banking, quick transactions, and tailored features to support your business growth.
Special Purpose Current Accounts
Tailored to meet specific financial needs, these accounts ensure compliance of government regulations and convenience, enhancing your business operations effortlessly.
Digital Banking Solutions
- 01. All-in-one solution for your daily Business Banking needs
- 02. Flexibility of multiple payment modes like Fund Transfer, UPI, Pay to Contact
- 03. Solutions for Import-Export business needs with 24x7 transactions
- 04. Manage all merchant products and services at one place - InstaBIZ Merchant dashboard
- 05. Easy online application with instant sanction for Loans and Overdrafts
- 06. Make timely GST payments
- 01. Manage your everyday Business Banking needs from anywhere
- 02. Use BizPay360 to make bulk payments to vendors, employees and stakeholders
- 03. Integrated banking and accounting solutions for easy auto reconciliation
- 04. Carry out Import-Export transactions 24x7 with Trade Online
- 05. Maker-checker facility
- 06. Auto-fetch challans and make error-free GST payments
Documentation and Charges for Current Account
Current Account Related Videos
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Current Account FAQs
What is a Current Account?
A Current Account is a Bank Account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.
The deposit in a Current Account can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account multiple times a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by entrepreneurs, firms, companies and traders.
Click here to open an ICICI Bank Current Account in just a few clicks.
What are the differences between a Savings Account and a Current Account?
| Â | Savings Account | Current Account |
|---|---|---|
| Meaning | Meant for savings purpose | Meant for business purpose |
| Suitable for | People who are salaried employees or have a monthly income | Firms, companies, traders and entrepreneurs who need to access their accounts frequently |
| Transactions allowed | Limited transactions | Multiple transactions |
| Interest earned | 3.5% - 4% per annum (usually) | No interest |
| Minimum Balance | Usually low | Usually high |
| Overdraft facility | Not offered/ allowed | Overdraft facility provided |
How can I open a Current Account with ICICI Bank?
Follow the steps given below to open a Current Account with ICICI Bank:
Open a Current Account online by clicking here.
Open a Current Account by filling the Current Account opening form at any ICICI Bank Branch.
Current Account Blogs
Why Merchants Prefer ICICI Bank QR for Secure and Convenient Collections
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Set up your Business with ICICI Bank iStartup 2.0 Current Account
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Leveraging UPI – Changing The Way We Spend
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ICICI Bank’s API Banking Portal for all your Business Needs
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InstaBIZ: A business app open to customers of any bank
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