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    Comprehensive banking solutions with

    Current Account

    1. Instant collections with POS and QR solutions

    2. Empower your business with seamless payments

    3. Get instant Overdraft online with zero collateral, up to Rs 25 lakh

    4. Business Banking made easy with the InstaBIZ app

    5. Expand globally with our 24x7 Import-Export transactions

    OPEN A current ACCOUNT

    Premium Banking

    • Business 360° Banking

    • Wealth Management Current Account Wealth Management Current Account

      Wealth Management
      Current Account

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      Private Banking Current Account

    Business 360° Banking ICICI Bank

    Business 360° Banking

    • Grouping: Enjoy pricing benefits by grouping your Business, Personal and Family Accounts

    • Single view: View & transact using all your linked Current Accounts on Corporate Internet Banking & InstaBIZ

    • CASA pooling: Easy pooling of funds between your Current Account & Savings Account

    • Curated solutions for start-ups and entrepreneurs

    • A wide range of solutions for import-export businesses with 24x7 transactions

    KNOW MORE
    Wealth Management Current Account

    Wealth Management Current Account

    • Business made simple with the InstaBIZ app and Corporate Internet Banking
    • 24x7 import-export transactions through Trade Online along with competitive trade pricing
    • One-stop solution for your business needs of Working Capital Financing, Term Loan, Bank Guarantee and much more
    • Integrated investment platform for your Current Account with Internet Banking
    • Complimentary MasterCard World Debit Card with airport lounge accesses
    • No requirement of maintaining Minimum Average Balance (MAB)

    T&Cs.

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    Private Banking Current Account

    • Industry-first solution for Business Counselling, Treasury Investment Management, Fund Raising, M&A Advisory and many more
    • Dedicated Relationship Team with a Relationship Manager, Product Specialist, Business Banking Specialist and Service Manager
    • Integrated Investment platform for your Current Account with Internet Banking
    • No requirement of maintaining MAB
    • Exclusive Customer Care helpline – 1800 1080

    Everyday Banking

    • Smart Business
      Current Account

    • Roaming Current Account (RCA) Standard

      Roaming Current
      Account Standard

    Smart Business 2.0 Current Account

    Smart Business Current Account

    • Dynamic limits for cash & non-cash transactions based on the MAB maintained

    • Complimentary NEFT/ RTGS transactions carried out through online modes or at the Branch

    • Seamless banking solutions designed for import-export businesses

    • Expand your business with our exclusive offerings for start-ups to meet unique needs of entrepreneurs

    • Complimentary Gold Business Debit Card

    *T&Cs.

    Know more Apply Now
    Roaming Current Account (RCA) Standard

    Roaming Current Account (RCA) Standard

    • Complimentary online RTGS and NEFT transactions

    • Complimentary cheque collection anywhere across the country

    • InstaBIZ app for all your business banking needs

    • MAB requirement of ₹ 10,000*

    KNOW MOREApply Now

    Current Account Tailored to Business Needs

    Trade Current Accounts

    Streamline your business with our 24X7 transactions and tailored features for efficient import export businesses.

    Know More
    Trade Current Accounts

    Startups Current Account

    Empower your startup with flexible banking, quick transactions, and tailored features to support your business growth.

    Know More
    Startups Current Account

    Special Purpose Current Accounts

    Tailored to meet specific financial needs, these accounts ensure compliance of government regulations and convenience, enhancing your business operations effortlessly.

    Special Purpose Current Accounts

    Digital Banking Solutions

    • InstaBIZ app

    • Corporate Internet Banking

    iMobile Pay app
    • 01. All-in-one solution for your daily Business Banking needs
    • 02. Flexibility of multiple payment modes like Fund Transfer, UPI, Pay to Contact
    • 03. Solutions for Import-Export business needs with 24x7 transactions
    • 04. Manage all merchant products and services at one place - InstaBIZ Merchant dashboard
    • 05. Easy online application with instant sanction for Loans and Overdrafts
    • 06. Make timely GST payments
    Internet Banking
    • 01. Manage your everyday Business Banking needs from anywhere
    • 02. Use BizPay360 to make bulk payments to vendors, employees and stakeholders
    • 03. Integrated banking and accounting solutions for easy auto reconciliation
    • 04. Carry out Import-Export transactions 24x7 with Trade Online
    • 05. Maker-checker facility
    • 06. Auto-fetch challans and make error-free GST payments

    Documentation and Charges for Current Account

    Documentation & Eligibility

    To know more about documentation requirement, click here.

    Schedule of Charges

    To know about service charges for Current Account click here.

    Read More

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    Current Account FAQs

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    What is a Current Account?

    A Current Account is a Bank Account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.

    The deposit in a Current Account can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account multiple times a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by entrepreneurs, firms, companies and traders.

    Click here to open an ICICI Bank Current Account in just a few clicks.

    What are the differences between a Savings Account and a Current Account?

      Savings Account Current Account
    Meaning Meant for savings purpose Meant for business purpose
    Suitable for People who are salaried employees or have a monthly income Firms, companies, traders and entrepreneurs who need to access their accounts frequently
    Transactions allowed Limited transactions Multiple transactions
    Interest earned 3.5% - 4% per annum (usually) No interest
    Minimum Balance Usually low Usually high
    Overdraft facility Not offered/ allowed Overdraft facility provided

    How can I open a Current Account with ICICI Bank?

    Follow the steps given below to open a Current Account with ICICI Bank:

    • Open a Current Account online by clicking here.

    • Open a Current Account by filling the Current Account opening form at any ICICI Bank Branch.

    What are the documents required to open a Current Account?

    The documents required to open a Current Account are as follows:

    • For Individuals: PAN Card, Aadhaar Card, business proof and an account opening cheque

    • For Proprietors: Proprietor’s PAN Card, KYC documents of the proprietor, Government Issued Registration Certificate of the firm, FATCA declaration and an account opening cheque

    • For Company and LLP: PAN Card of the entity, Constitution documents of the Firm, KYC documents of the authorised signatories and beneficiaries, PAN Card of the owner, ID proof and address proof, Board Resolution/LLP Letter, FATCA declaration and an account opening cheque

    • For Partnership Current Account: PAN Card of the entity, Constitution documents of the Firm, KYC documents of the partners/ beneficial owners such as PAN Card, ID proof and address proof, Partnership letter, FATCA declaration and an account opening cheque

    What is the minimum balance required to open a Current Account with ICICI Bank?

    To open a Current Account with ICICI Bank, the minimum balance requirement varies based on the type of account, which can be influenced by the Bank policies, branch location (urban, semi-urban or rural) and specific features or benefits associated with the account.

    Is there any interest paid on a Current Account?

    Generally, Current Accounts do not pay interest on your balance. They are focused on facilitating transactions and easy access to funds. If you are looking to earn interest, you may opt for a Savings Account or a Fixed Deposit. 

    Can an Individual Open a Current Account?

    Yes, individuals are eligible to open a Current Account with ICICI Bank. It is useful for those who need to handle transactions and maintain liquidity. The Bank offers both business and individual accounts with different features and advantages.

    Is it possible to have multiple Current Accounts?

    Absolutely. Having more than one Current Account can help manage financial aspects like segregating personal and business transactions. Just ensure that you fulfil the balance criteria for each of your Current Accounts.

    Does the Current Account have an ATM card?

    Yes, a Current Account with ICICI Bank includes an ATM card. With this card, you can withdraw cash, check your balance and carry out transactions at ATMs and point-of-sale terminals.

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