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Current Repo Rate 6.50%

Special Home Loan Rates

At ICICI Bank, Special Home Loan Interest Rates are tailored to your credit score. These rates significantly determine the interest applicable to your Home Loan, ensuring fair and personalised lending.

Credit Score Salaried Self - Employed
 800
9.00% 9.00%
750 - 800 9.00% 9.10%

Valid till 31st  Oct, 2024

The above rates are linked to repo-rate.

Current Home Loan Interest Rates

ICICI Bank's Standard Home Loan Interest Rates ensure you receive competitive interest on housing loans based on your borrowing needs. These slabs make home financing accessible and affordable, reflecting our commitment to serving diverse customer segments.

 

Loan Slab

Salaried

Self-Employed

Up to ₹ 35 lakhs

9.25% - 9.65%

9.40% - 9.80%

₹ 35 lakhs to ₹ 75 lakhs

9.50% - 9.80%

9.65% - 9.95%

Above ₹ 75 lakhs

9.60% - 9.90%

9.75% -10.05%

  • Above mentioned home loan interest rates will vary basis various parameters such as the Bureau Score, Profile, Segments, etc.
  • The above rates are linked to repo-rate.
  • The processing fee is 0.50% of the loan amount, plus applicable taxes
  • Valid till 31st  Oct, 2024

Opt for stability with ICICI Bank's Fixed Home Loan Interest Rate option. Lock in your current home loan interest rate for a specific tenure and pay a fixed EMI throughout the loan tenure. Ideal for those who prefer predictability in their Home Loan payments.

Fixed Tenure

Rate of Interest

24 Months Fixed

9.10%-9.15%

37 Months Fixed

8.90%-9.15%

60 Months Fixed

120 Months Fixed

11.00%-12.05%

Full Term Fixed

11.15%-11.45%

  • Above mentioned home loan interest rates will vary basis various parameters such as the Bureau Score, Loan Slab, Profile, Segments, etc.
  • Valid till 31st  Oct, 2024

Loan Slab

Salaried/ Self-Employed( PSL)

Self-Employed (Non PSL)

Up to ₹ 50 lakhs

11.35% - 12.00%

11.85% - 12.50%

₹ 50 lakhs to ₹ 100 lakhs

11.10%-11.75%

11.60% - 12.25%

Above ₹ 100 lakhs

10.85% - 11.50%

11.35% - 12.00%

  • Above mentioned home loan interest rates will vary basis various parameters such as the Bureau Score, Profile, Segments, etc.
  • The above rates are linked to repo-rate.
  • Valid till 31st  Oct, 2024