Family Banking

Family members including parents, spouse, children, grandparents, grandchildren, in-laws and siblings of the Primary ID holder can be linked under the same Family ID.

In case of a Salary Family, parents, spouse and children can be grouped as family.

Yes, a new member can be added to the Family ID later. The Family ID Request Form must be filled in and signed by the new entrant. Also, consent from all the existing members of the Family ID needs to be obtained.

All Savings Accounts, except for Basic Savings Account, OTP and No-Frills Account holders are eligible to form the Family ID.

Yes, the member who holds the Primary Customer ID in the family can sign the Family ID Request Form and upgrade the family over the counter to the desired status. No fresh funds are required for this, but the Family TRV, as per the upgraded programme required, needs to be maintained. To upgrade the programme of the Family ID, at least one member should be eligible for Family banking.

Any member of the Family ID is eligible to become the Primary Customer ID, except for Young Star, Bank@Campus, NRI and MINE Account holders.

If the Primary Member holds a Salary Account with ICICI Bank and wants to extend the same benefits to his/her family members, then he/she can create a Family ID by raising a request.

5 accounts can be added to the Family ID under Salary Family Banking.

Parents, spouse and children can be added to the Family ID under Salary Family Banking.

To avail insurance benefits for the family members, there should be at least one salary credit in the last three months in the Primary Member’s Salary Account, prior to the date of loss.

If salary stops getting credited to the Primary Member’s Account for the last 3 months, but the Threshold Relationship Value (TRV) is maintained, then the Family ID will be maintained. But if the Threshold Relationship Value is not maintained in the last 6 months, then charges will be levied on the account.

Yes, any member(s) of the Family ID can leave the group later by submitting the Family ID Request Form > Select De-linking. However, if a member who holds the Primary Customer ID wishes to leave the group, consent from all the remaining members of the family is required on the form. The Family ID will then be dissolved. The member who is leaving the group must select a product of his/her choice, post exiting from the Family ID and must submit an application for product change along with the request for de-linking of name from the Family ID.

Yes, members of a Family ID can use the Family ID Request Form to close the Family ID relationship with ICICI Bank. Consent from all the members of the family is required on the form.