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iWish Goal Based Savings Interest Rates

Tenure Wise iWish Goal Based Savings Interest Rates

Tenure / Maturity Period	Rate of Interest# (% p.a.) w.e.f 16^th Jan, 2025
Tenure / Maturity Period	General	Senior Citizen
6 months	4.75%	5.25%
7 months - 8 months	5.75%	6.25%
9 months	6.00%	6.50%
10 months - 11 months	6.00%	6.50%
12 months only	6.70%	7.20%
13 months < 15 months	6.70%	7.20%
15 months < 18 months	7.25%	7.85%
18 months - 24 months	7.25%	7.75%
25 months - 3 years	7.00%	7.50%
37 months - 5 years	7.00%	7.50%
5 year 1 day - 10 years	6.90%	7.40%

*Subject to revision without further notice.

iWish Goal Based Savings Interest Rates on Premature withdrawal

Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.
Penalty will be levied on the rate applicable as per the table below

Original Tenure of Deposit	Penal Rates*
	Less than ₹ 5.0 crore
	Less than 1 year	0.50%
1 year & above but less than 5 years	1.00%

*Subject to revision without further notice.

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