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What is a Plus Card?
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Key Benefits
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How to Apply for a Plus Card?
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Fees
Plus Card
A Plus Card is an add-on/ supplementary Credit Card issued against a primary Credit Card, allowing family members such as spouse, children, siblings or parents to share the credit line while enjoying individual spending freedom.
Let your family members enjoy the benefits of your Credit Card with added financial assurance. You can also earn reward points on the Primary Credit Card with every spend on the Plus Card and reach your spending milestone faster.
As a Primary Cardholder, you can apply for up to 3 Plus Cards.
Key Benefits
- Shared credit limit: The add-on Credit Cards share the same credit limit as the primary Credit Card, providing flexibility for your loved ones to spend within the set credit limit.
- Simplified transactions: Plus Cardholders can complete transactions with OTPs and transaction alerts sent to their registered mobile numbers, while you receive transaction details in the consolidated monthly statements.
- Entertainment privileges: Share your exclusive BookMyShow and INOX offers with the Plus Cardholders. The Terms and Conditions of the offers apply to both Primary and Plus Cardholders.
- Reward points and cashback: Earn reward points/ cashback for purchases made on the Plus Card.
*Joining benefits, complimentary golf rounds and complimentary lounge accesses are available for the Primary Cardholders.
Through iMobile
Log in to iMobile > Cards/ Forex/ PayLater > Select a Card > Manage Card > Plus Card
Through Net Banking
Log in to Net Banking > Cards & Loans > Credit Cards > Select a Card > Apply for a Plus card
Fees
Annual fee of ₹199 + GST will be applicable.
For the existing add-on Cards, an annual fee of ₹199 + GST will be effective from November 15, 2024
Please refer to the Most Important Terms & Conditions (MITC) for other charges.
To know more about the applicable Terms and Conditions, click here.