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Money transfers made super easy

Lower charges with quicker money transfers – can be done online / offline

Online banking experience 24x7 with ICICI Bank's Savings Account

Say hello to tax free benefits!

Interest earned is not taxable in India.

Save more with beneficial interest rates

High interest rates on your bank balance at the end of the year.

Student’s NRE Savings Account

  • Manage your finance at ease
  • Interest rates starting at 3.5%
  • Single minimum balance commitment
Personal Banking KYCThree steps on mobile
Personal Banking KYC2Personal Banking steps on mobile
Personal Banking KYC3

What makes us unique?

Our Products & Features.

Personal Banking Products-1

Convenient account
operations with
international ATM /
Debit card.

Personal Banking Products-2

Enjoy full repatriability
of funds.

Personal Banking Products-3

Tax free benefits on
interest earned.


An NRI is an Indian citizen who stays outside India:
(a) for purposes of carrying out employment or any business or vocation;
(b) under circumstances indicating an intention to stay outside India for an uncertain duration;
(c) any Indian citizen deputed outside India for a temporary period in connection with employment.

Yes. You can hold your NRE Savings Account jointly with other Non-Resident Indian(s) and Resident Indians*. You can also register nomination for this account.

*This can be opened only with relatives and mode of operation shall be as Former or Survivor as per which only the Primary applicant shall have rights for Financial and Non-Financial transactions. Resident joint applicant can be added as mandate holder.

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W.e.f. August 19,2017 , interest for all rupee savings accounts will be calculated on the daily closing balances maintained in the account. Interest will be paid at 4% per annum ( for end of day balances equal to or above INR 50 lacs ) and 3.50% per annum (for end of day balances below INR 50 lacs). Interest so calculated is rounded off to the nearest rupee, ignoring fractions of a rupee.

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An individual working in healthcare segment who wants to open this account needs to present work permit/Employment Visa supporting the profession.
The original VISA document supporting the profession must be produced to open NRI Sparsh Account. All other existing KYC document guidelines would be applicable.

Terms and conditions apply. The information contained herein is not intended to nor should it be construed to represent that ICICI Bank provides any products or services in any jurisdiction where it is not licensed or registered or authorized to do so. The information provided herein is not intended nor should it be construed to represent that ICICI Bank Limited is soliciting. The information provided herein is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation.

*#All terms and conditions applicable on loans offered by ICICI Bank will be applicable.