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  • Joint holder benefits : An option to add an Indian or a non-Indian resident as a joint holder
  • Interest pay-out – monthly, quarterly or reinvestment in principal
  • Get tax deduction up to Rs 1,50,000 under Section 80C in the year of investment
  • Tenure: 5 years lock in period.(No premature withdrawal and auto-renewal facility)
  • Interest earned is taxable

More about Tax benefits on this account...

By providing a self-declaration in the prescribed format, self attested PAN card copy, Form 10F & tax residency certificate for the current year. 

Tax Deducted at Source (TDS): Interest earned on NRO Tax Saver Deposits is subjected to the applicable tax deduction at source. Click here to know the current TDS rates applicable on interest earned on NRO accounts/deposits.

You can reduce this TDS by availing of DTAA facility.