Features of NRI Sparsh Saving Account
Personalised Debit Card
With an NRI Sparsh Debit Card, enjoy higher benefits and rewards:
- Higher withdrawal, transaction limits and Reward Points
- Exciting offers on dining, shopping, travel etc.
- For detailed card features, click here
- Personalise your Debit Card with our Expressions Debit Card at a discounted rate. Select from a gallery of 250+ designs and flaunt it all the way.


ACCESS TO AIRPORT LOUNGES
Sit back in luxury before takeoff, with our complimentary International and Domestic Airport Lounge facilities:
- International airports: Get two complimentary lounge accesses in a calendar year. To know more about participating lounges, visit Loungekey website (http://www.loungekey.com/icicibank)
- Domestic airports: Get two complimentary lounge accesses per quarter at Domestic airport/terminals in India. Click here to see the list of lounges.
PREFERENTIAL RATES ON REMITTANCE & LOANS
Attractive rates on your remittance and loan requirements:
- Money2India: Safe and simple online money transfer tracking service with online transfers. Eligible currencies USD, AED and SGD. For more information, click here
- Wire Transfer: Eligible currencies USD, GBP, EUR, AUD, CHF, SGD, AED and CAD.
- Money2World: Transfer money online from any bank in India to any bank around the world. Click here to know more
- Discounts on loan processing fees.


GET PRIVILEGES & DISCOUNTS
Get privileges and discounts on various non-banking needs:
- Taxation solutions and advisory services
- Real estate consultancy and property management
- Inheritance planning, estate planning and will drafting assistance
- Elderly healthcare support services
- For detailed offers, Click here .
CONCIERGE SERVICES AND ASSISTANCE
Now get assistance and priority in making reservations for dining, hotels, events and so much more:
- Reservation assistance – Hotels, Railways, Hotel and Dining referrals
- Golf course and reservation assistance
- Airport pick up/drop services
- Special events and performances
- Spa, fitness, Sport Center information and referral assistance
- Flower and Gift Delivery services
- Start your journey of experiences, contact 022-42320256 or write an e-mail to icicinripremia@aspirelifestyles.com

Eligibility
Any individual working within the healthcare sector is eligible for the ICICI Bank NRI Sparsh Account. The balance requirement is:
- INR 2,50,000 Average Quarterly Balance across Savings Accounts OR
- INR 10,00,000 Average Quarterly Balance across deposits and savings balance OR
- $ 2,250 quarterly remittance through Money2India/Wire transfer to India.
Non-maintenance charges:
- 2% of the Average Quarterly Balance (AQB) shortfall, 2% of remittance shortfall or INR 1,000 + GST quarterly, whichever is lower.
Additional Documents
- An individual working in the healthcare segment who wants to open this account needs to present their Work Permit/Employment Visa supporting the profession. The original VISA document supporting the profession must be produced to open an NRI Sparsh Account
- All other existing KYC document guidelines apply.
T&Cs as applicable.
Forms to download for the application
- Existing Customer - Upgrade form
- Family Banking - Family ID Creation form
Service & Penal Charges
To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.
Click here for product terms and conditions.