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Indulge in our exclusive premium savings program, meticulously curated with opulent features, personalized services, and bespoke benefits. Elevate your financial experience with special offerings tailored for your esteemed family in India.
Features of NRI Premia Program
STEPS TO APPLY FOR NRI ACCOUNT
Step 1
Sign up for an NRI Account:
Fill your details to receive a call from ICICI Bank.
Step 2
Live Assistance from Team ICICI Bank!
ICICI Bank will call and assist you in filling the Account Opening form and KYC documentation.
Step 3
NRI Account Opened!
Account is opened post free courier pick up and successful scrutiny of KYC documents.
Power to choose
Experience financial security and peace of mind with our salary account. It's a step towards worry-free financial freedom!
- Salary : designed for working professionals.
- Virtu: non-interest bearing accounts those who prefer interest-free banking.
- Seafarer : designed to manage your finances while you are away.
- Sparsh : designed for healthcare heroes.
Exclusive banking benefits for your family
As NRI Premia banking customer, you enjoy a host of privileges that enrich your lifestyle and banking services. Now make it more rewarding by extending these advantage to your family members.
- A single bank to all members in the family
- Extend benefits of premia program to your family by linking their saving accounts.
- Family includes spouse, parents, children, siblings, in-laws, grandparents and grandchildren. A maximum of 6 members can enjoy these perks.
- Allows flexibility to maintain balances across Saving Account & Fixed Deposit Accounts under one family
NRI Premia World Debit Card
With master world debit card, enjoy higher benefits and rewards.
- Higher withdrawal, transaction limits, reward Points
- Exciting offers on dining, shopping, travel etc
- Insurance cover to take care of you in case of emergencies. Know more
- For detailed card features, Click here
Access to Airport lounges
Now wait in luxury before flying, with our complimentary international & domestic airport lounge access.
International airports: Get two complimentary lounge access in a calendar year. To know participating lounges refer *http://www.loungekey.com/icicibank
Things to note when availing International lounge access by Premia Customers:
- Mention ‘Loungekey’ to the Airport lounge operator when availing the service, ensure that Loungekey terminal is being used by the lounge operator
- International Ecom & POS flag is enabled prior via Internet Banking/Mobile app
- A $35 pre-authorization amount is generally deducted by Service provider and refunded thereafter, hence maintain sufficient balance in card linked NRE account
- Only the cardholder visit is free. Any additional guests will be charged.
- Card type, utilization limits, lounge TnCs as applicable
Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India. Click here to see the list of lounges.
Competitive rates on remittance & loans
Offers on money transfers via Money2India, Money2World, & Wire Transfer, discounts on loan processing fees & more.
- Eligible currencies under Money2India are USD,AED & SGD. For more information Click here
- For offers on Wire Transfer to India, the eligible currencies are: USD, GBP, EUR, AUD, CHF, SGD, AED & CAD
- Transfer money online from any bank in India to any bank around the world, with ICICI Bank Money2World. Click to Know More
- Special rates & offers on Home Loans, Auto Loans, etc
- Discounts on loan processing fees.
Concierge services & assistance
Now get assistance and priority in making reservations for dining, hotels, events and much more.
- Reservation assistance – Hotels, Railways. Hotel & Dining referrals
- Golf course and reservation assistance
- Airport pick up/drop services
- Special events and performance
- Spa, fitness and sport center information and referral assistance
- Flower and gift delivery services
To avail, contact on 022-42320256 or write to
icicinripremia@aspirelifestyles.com
Get privileges & discounts
Get privileges & discounts on various non-banking needs.
- Taxation solutions, advisory services
- Real estate consultancy, property management
- Inheritance planning, estate planning, will drafting assistance
- Elderly healthcare support services
- For detailed offers, Click here
- Your requests get priority processing at all our 24X7 call centers.
Eligibility
You are eligible for the ICICI Bank NRI Premia Program if you :
Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and Minimum monthly average balance of INR 5 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts
- Or INR 25 Lacs in CASA + FD
- Or INR 50 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
- Or INR 100 Lacs in Home Loan~
*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months.
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.
Documents required for the application
- Passport Copy
- Visa Copy
- Overseas Address proof
Forms to download for the application
- Existing Customer - Upgrade form
- Family Banking - Family ID Creation form
- The NRI Premia Program can be opened under both NRO & NRE Account variants.
- For Product term and condition Click here
Service & Penal Charges
To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.
Click here for product terms and conditions.
NRI PREMIA FAQ's
Only Savings Account holders, with the exception of the No Frills, HUF and current Account holders are eligible to form the Family ID. Account holders who have only Term Deposit or Recurring Deposit Accounts are not eligible to form a Family ID under NRI Family. Only Savings Account, Advantage Woman Savings Account, Senior Citizen Savings Account and Youngstars Savings Account are eligible to form the Family ID, under Savings Family.
Yes, two Savings Account holders can form a Savings Account Family ID. However, the NRI Premia customer ID has to be the primary customer ID in NRI Premia Family ID.
