Want us to help you with anything?
Request a Call back
As an NRI/OCI customer, you can now avail loan to buy an office space in India. This can be either to set up or expand business in India for investment. You can apply online through Express Home Loan at ease and convenience and avail digital sanction.
NRI Commercial Property Purchase Loan: Feature & Benefits
Steps to Apply for NRI Commercial Property Purchase Loan
Step 1
Fill up your basic & income details
Step 2
Check & accept offer
Step 3
Payment of Processing Fee
Step 4
Upload KYC & income documents.
Step 5
Download provisional sanction letter*
TnC *This is only a provisional offer, in principle approval will only be after loan application is assessed by our credit manager.
| Sr No | Document Type | Salaried | Self-employed |
|---|---|---|---|
1
|
Duly signed application form with passport size Photograph
(Applicable only if loan is applied in physical mode) |
Y
|
Y
|
2
|
KYC documents :
|
Y
|
Y
|
3
|
Income proof:
|
Y
|
N
|
4
|
Income proof:
|
Y
|
N
|
5
|
Business proof
|
N
|
Y
|
6
|
Overseas Credit Bureau Report
(Must reflect credit score & repayment history of overseas loans & credit card and not older than 45 days ) (Applicable for USA, Canada, UK, Singapore, Hong Kong , Germany, Kuwait , Saudi Arabia , Bahrain , Qatar, UAE, Oman, New Zealand, South Africa, Australia, Ireland) |
Y
|
Y
|
7
|
Additional Document only required for Balance Transfer:
Last 1 Year Bank statement through which EMI is getting debited or statement of loan account |
Y
|
Y
|
NRI Home Loan FAQ's
As an NRI/OCI customer if you are applying through offline mode, you are required to be physically present in India and submit a signed physical application form along with self-attested KYC & income documents.
As an NRI/OCI customer if you are applying through online mode, you are required to upload a scanned copy of the original documents. In ICICI Bank, we have our online digital platform, Express Home Loan (EHL) through which our NRI/OCI salaried customers can apply. You can start the journey as either ‘New to Bank’ customer or ‘Existing customer'. Click here to start your mortgage loan application.
Yes. PIOs can apply for a Home Loan in India.
NRI Home Loan Blogs
Why NRI Needs Power Of Attorney To Buy Real Estate In India?
Share
Process of Owning Property By NRI In India
Share
Essential NRIs Guidelines to Buy Property in India
Share
Can NRIs Buy Property Jointly with Resident Indians?
Share
