Home Improvement Loan 

Application form with passport size photo

Y

Y

KYC documents:

- Identity proof: Passport

- NRI status proof: Visa/ Residence Permit/ OCI Card

- Communication address proof (either Indian or overseas)

- PAN (For NRIs: PAN is mandatory, For OCIs: either PAN or Form 60)

Y

Y

Income proof: Latest salary slip for the past month or salary certificate

Y

N

Income proof: Overseas bank statements of the last 3 months with salary credit

Y

N

Business proof:

- 2 years audited Profit and Loss Statements,  IT returns

- Business Incorporation documents

-  Overseas operative Bank Account statements of the last <6> months

- Office address, list of Directors

- List of Directors and the shareholding pattern (if customer is a director in his own company)

N

Y

Overseas Credit Bureau Reports (not older than 45 days, for specific countries only)

Y

Y

For Balance Transfer: Last 1 year's Bank Statement with EMI details

Y

Y