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Blogs
2 mins Read | 0 Days Ago

How to Rent a House in UK?

Applying for an OCI Card

A Comprehensive Guide for Indians

Renting a house in UK is an excellent option for Indians who have recently moved or plan to stay for a few years. It offers the flexibility to explore different neighbourhoods and find the perfect home that caters to your family's needs. Here is a detailed guide to help you understand the renting process in UK.

1. Determine your preferences

Before starting your search, you must have a clear idea of what you are looking for in a rental property.

  • Area: Choose a location based on your budget, daily commute requirements and close proximity to schools, supermarkets and other amenities.

  • Type of house: Consider factors like size, layout and amenities you need. Also consider whether you prefer a flat, terraced house, semi-detached or a detached property.

  • Renting from a landlord or letting agent: Consider the pros and cons of both the options. While renting directly from a landlord may be cheaper, letting agents can provide additional support and guidance during your tenancy.

2. Set a budget

Determine your budget by considering the following factors:

  • Rent: Research the average rent in your desired area.

  • Deposit: Typically, landlords require a deposit equivalent to 4-6 weeks of rent.

  • Utilities and council tax: Consider the cost of gas, electricity, water and council tax.

  • Agency fees: If you are renting through a letting agent, be prepared for additional fees for reference checks and contract preparation.

3. Search for rental properties

There are several ways to find rental properties that match your preferences:

  • Online: Use property search websites like Zoopla and Rightmove to find houses in your desired area and as per your specifications. Set up e-mail alerts to receive updates on new listings.

  • Offline: Visit local estate agents, ask friends and family and check local notice boards and newspapers. Networking within the Indian community in UK can also help you to find suitable rental properties.

4. Prepare the necessary documents

When applying for a rental property, you need to provide several documents to verify your identity and financial stability:

  • Proof of identity (e.g., passport, driving licence)

  • Proof of income (e.g., payslips, bank statements)

  • References from friends, employers or previous landlords

5. Inspect the property

Before signing a rental agreement, it is crucial to inspect the property.

  • Check for any signs of damage, dampness or maintenance issues.

  • Test all appliances, faucets and switches.

  • Assess the security features such as locks and alarm systems.

  • Inquire about any restrictions like pet policies or smoking.

  • Request to see the Energy Performance Certificate (EPC) to gauge the property's energy efficiency.

6. Know your rights

As a tenant, it is essential to be aware of your rights:

  • Landlords and letting agents cannot discriminate based on nationality, religion, race or sex.

  • Your deposit must be protected in a government approved scheme.

  • Your landlord is responsible for maintaining the property's structure and ensuring that all appliances work.

  • If you suspect discrimination or need assistance, contact your nearest Citizens Advice.

7. Review and negotiate the contract

Before signing a rental agreement, take the following steps:

  • Carefully read the terms and conditions, including rent payment dates, maintenance responsibilities and notice periods.

  • Negotiate any clauses that you are uncomfortable with or that seem unfair.

  • Consider hiring a solicitor or seeking advice from Citizens Advice if you are unsure about any aspect of the contract.

By following these steps, you will be on your way to finding the perfect rental home in UK. Happy house hunting!

Disclaimer

The contents of this article/infographic are meant solely for informational purposes. The contents are generic in nature and are not intended to serve as a substitute for specific advice on any matter whatsoever. The information is subject to updation, completion and verification and the applicable norms may keep changing materially from time to time. This information is also not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to applicable laws or would subject ICICI Bank Limited/its affiliates to any licensing or registration requirements. ICICI Bank Limited/its affiliates and their representatives shall not be liable for any direct or indirect losses or liability incurred arising in connection with any decision taken by any person on the basis of this content. Please conduct your own due diligence and consult your financial advisor before making any decision. Terms and conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party services. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to avail any products/ services of third parties.

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