Following are the details of the insurance cover available on the ICICI Bank Diamant Credit Card:
| Cover | Sum Insured | Description |
| Personal Accident Benefits - Death | 3 crore | Provides for payment of the sum insured in the event of death of the Card Member due to an air accident. due to air accident Validity of the cover is subject to: a) Active cards is defined as a card where at least one retail transaction has been made in the 60 days prior to the event. b) Age of the Card Member is up to 69 years. c) Card Member is not a pilot/crew of any aircraft/helicopter. d) The ticket for the air travel is purchased through the ICICI Bank Diamant Credit Card. In the event of the insured having multiple cards, the personal accident claim would be payable on one card only, with the maximum benefits (highest sum insured). |
| Lost Card Liability | 50,000 | Provides cover for unauthorised/ fraudulent transactions made on the card after the card is lost by the Card Member. Transactions made 2 days prior of notification from the Card Member and 7 days post reporting; including the date of reporting are covered. All PIN-based transactions including ATM, internet and telephone are not covered. |
| Credit Shield | 50,000 | Provides for payment of the card outstanding in case of accidental death, subject to the maximum of the sum insured. Outstanding as on the date of death is covered. |
| Purchase Protection (up to 90 days) | 40,000 | Provides cover for tangible goods, except jewellery purchased on the ICICI Bank Diamant Credit Card for a period of 90 days from the date of purchase against standard fire and allied perils and burglary only in India and at the residential address mentioned in the Credit Card account as per ICICI Bank's records. |
| Delay in Check-in Baggage1 | USD 300 in excess of 12 hours | Provides for reimbursement of expenses related to purchase of essential items in the event of delay of more than 12 hours from the scheduled arrival time when baggage is checked by an international flight of an international airline. |
| Plane Hijacking1 | USD 250 per hour up to a minimum of 12 hours | Provides a fixed compensation per hour on hijacking of an international flight of an international airline up to a maximum of 12 hours starting from 12 hours of custody. |
| Loss of Travel Documents1 | USD 500 | Provides for reimbursement of expenses incurred in obtaining the travel documents in the event of the loss of the same. Loss of documents should be reported to appropriate police authorities within 24 hours of discovery of such loss. |
| Missing Flight due to Transshipment1 | USD 300 | Provides for reimbursement of essential expenses and new ticket charges, net of cancellation refunds, incurred in the event of missing a flight due to transshipment. Applicable, if there is no international flight in the next 6 hours after late arrival by international flight on an international airline. |
| Loss of Checked Baggage1 | USD 1200 | Provides for payment up to the sum insured in the event of loss of checked in baggage. Available on baggage checked by international airline on outbound flight only. |
| Delay in Flight1 | USD 250 in excess of 12 hours | Provides for reimbursement of expenses related to purchase of essential items in the event of delay in flight. Applicable if an international flight, of an international airline boarded by the Card Member, arrives after 12 hours of scheduled arrival time. |
| Account Takeover Cover | 50,000 | Provides cover for unauthorised/fraudulent transactions made on the card after the Card Member's account is taken over by an impersonator. Transactions made 2 days prior of notification from the Card Member and 7 days post reporting; including the date of reporting are covered. All PIN-based transactions including ATM, internet and telephone are not covered. |
| Counterfeit Card Liability | 50,000 | Provides cover for unauthorised/fraudulent transactions made on the card after the card has been counter-feited. Transactions made 2 days prior of notification from the Card Member and 7 days post reporting; including the date of reporting are covered. All PIN-based transactions including ATM, internet and telephone are not covered. |
Insurance is the subject matter of solicitation. The Insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by Terms and Conditions laid down by ICICI Lombard General Insurance Co. Ltd.
