Savings Account
How are interest rates calculated?
Savings Bank Account interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank in accordance with Reserve Bank of India directives. The interest amount calculated is rounded off to the nearest rupee. With effect from March 30, 2016, interest will be paid quarterly in March, June, September and December.
With effect from 4th June 2020, the savings account interest rate applicable would be:
| For end of day balance below ₹ 50 Lakhs | For end of day balance of ₹ 50 lakhs and above |
|---|---|
| 3.00% | 3.50% |
Deposits
Loans
Marginal Cost of funds based Lending Rate (MCLR)
| MCLR effective February 22, 2025 | |
|---|---|
| Tenures | I-MCLR |
| Overnight | 8.45% |
| One Months | 8.50% |
| Three Months | 8.65% |
| Six Months | 9.00% |
| One Year | 9.10% |
RBI Policy Repo Rate and ICICI Bank External Benchmark Lending Rate
RBI Policy Repo Rate effective February 7, 2025 is 6.25%.
"ICICI Bank External Benchmark Lending Rate" (I-EBLR) is referenced to RBI Policy Repo Rate with a mark-up over Repo Rate. I-EBLR is 9.25% p.a.p.m. effective September 30, 2022.
Savings Account
- Family 3600Banking
- Wealth & Private Banking
- Campus Power Savings Account
- Smart Star Savings Account - Regular & Wealth
- YOUNG STAR SAVINGS ACCOUNT – REGULAR & SELECT B
- Young Star Savings Account – Wealth & Private Banking
- Senior Citizen Regular Savings Account
- Pension Accounts
- Regular Savings Account
- Basic Savings Bank Deposit Account (BSBDA)
- Savings Account for Incapacitated
- Savings Account for Illiterate
- Common Service Charges
- Insta Save Premium Savings Account
- Self Help Groups
Savings Account - Schedule of charges (Discontinued)
- REGULAR SAVINGS ACCOUNT (Discontinued)
- SMART STAR SAVINGS ACCOUNT WITHOUT GUARDIAN CONSENT
- Advantage Woman Savings Account
- Privilege Accounts–Advantage Woman Savings Account
- Asset Linked Savings Account
- AURA Savings Account
- Bank@Campus Account
- Gold Savings Account
- Gold Privilege Savings Account
- BizSavings Account
- Broking IDirect Linked Savings Account
- Easy Receive Savings Account
- Freedom Savings Account
- No Frills Account
- Prime & Prime Pro Program
- Privilege Accounts – Young Star & Smart Star
- Privilege Banking Accounts – Non Senior Citizen
- Privilege Banking Accounts – Senior Citizen
- Salute Doctors Account
- Savings Accounts Linked to Family ID
- Silver Savings Account
- The One Savings Account
"Click here to know more about discontinued accounts."
Salary Accounts
Salary Accounts – Schedule of charges
Salary Accounts –Schedule of charges (Discontinued)
- Titanium Salary Account
- Gold Salary Account
- Silver Salary Account
"Click here to know more about discontinued accounts."
Loans
Cards
Know Rates & Charges for Our Popular cards
Credit Card
- ICICI Bank coral Credit Card
- ICICI Bank hpcl coral /visa/master card Credit Card
- ICICI Bank platinum Credit Card
- ICICI Bank sapphiro Credit Card
- ICICI Bank rubyx Credit Card
- Emirates Skywards Rubyx Credit Card
- Emirates Sapphiro credit Cards
- Emirates Skywards ICICI Bank Emeralde Credit Card
- Emeralde Private Metal Credit Card
- Emeralde Credit Card
- MakeMyTrip ICICI Bank Credit card
- MakeMyTrip ICICI Bank Signature Credit Card
- MakeMyTrip ICICI Bank Platinum Credit Card
- Manchester United Signature Credit Card
- Manchester United Platinum Credit Card
- Amazon Pay ICICI Credit Card
- Adani One Platinum Credit card
- Adani One Signature Credit card
- Times Black ICICI Bank Credit Card
- Chennai Super Kings ICICI Bank Credit Card
- NRI Credit Card
- Instant Platinum Credit Card
- Coral Credit Card Against Fixed Deposit
- Rubyx Credit Card against Fixed Deposit
- Sapphiro Visa Credit Card
Travel Cards
Debit Cards
- Unifare Debit card
- Coral Paywave Debit Card
- Expressions Sapphiro Debit Card
- Manchester United Debit Card
- Manchester United Coral Debit Card
- Manchester United Sapphiro Debit Card
- Coral+ Debit Cards
- Sapphiro Debit Cards
- Rubyx Debit Card
- Sapphiro Business Debit Card
- Mumbai Metro Coral Debit Card
- DMRC Coral Debit Card
- Bangalore Metro Coral Debit Card
- EMI on Debit Card
