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BENEFITS

Combined Power of Saving & Investing with Opening 3-in-1 Account

  • Be investment ready with Savings, Demat & Trading Account

  • Explore offers of your choice

  • Invest in stocks, Mutual Funds & IPOs easily through the iMobile App

  • Complimentary research recommendations

  • Choose pricing plans based on your trading needs

  • iAlerts for investor protection

Get an Account that suits you

Savings Accounts For You & Your family

About Savings Account

Benefits of a Savings Account

Enjoy competitive interest rates, seamless online transactions, bill payments, fund transfers, and exclusive banking privileges. ICICI Bank’s Savings Account also provides debit cards, insurance coverage, and access to investment options, ensuring a complete banking experience tailored to your financial needs

Eligibility & Documentation

Required Documents: PAN Card and Aadhaar Card.

Eligibility: Open to all Indian residents.

Service Charges & Fees

Learn In Detail about Service Charges for Savings Account

Insurance cover on Savings Account

Click here to know about the insurance cover applicable on your account

Savings Account FAQs

What is a Savings Account?

An ICICI Bank Savings Account is considered as one of the best to manage and grow your savings. Get access to funds at competitive interest rates along with several bank and digital services.

How to open an ICICI Bank Savings Account online?

  • Visit ICICI Bank's website (icicibank.com)
  • Ensure to have your Aadhaar and PAN Card ready
  • Complete the KYC process.

What are the documents required for opening an ICICI Bank Savings Account online?

  • Aadhaar Card or e-Aadhaar
  • PAN Card.

What are ICICI Bank Savings Account interest rates?

ICICI Bank provides competitive interest rates starting from 3% up to 3.50 % on your savings, ensuring better returns on your deposits.

What is the minimum balance requirement?

You need to maintain a minimum balance of ₹10,000 per month to avail ICICI Bank Savings Account benefits.

Who can open an ICICI Bank Savings Account?

Indian residents between 18 and 60 years can open an ICICI Bank Savings Account.

Do I get a chequebook with an ICICI Bank Savings Account?

Yes, you will receive a chequebook after completing your KYC through ICICI Bank Internet Banking or the iMobile app.

Is PAN necessary while opening an ICICI Bank Savings Account?

Yes! It is mandatory.

Will I get a Debit Card with an ICICI Bank Savings Account?

Yes! The Debit Card will be couriered to your registered address immediately after Account opening.

How do I use Internet Banking and Mobile Banking?

Log in to ICICI Bank's iMobile app or Internet Banking with your User ID and set up your Passcode/Password.

How do I update my mobile number?

Update your mobile number at ICICI Bank ATMs, Branches or through the website (icicibank.com). Please note that mobile number update via Customer Care or Internet Banking is no longer available.

How to generate an Internet Banking password?

Generate your Internet Banking password through icicibank.com, Customer Care or any ICICI Bank Branch.

What is Savings Account portability?

You can now transfer your Savings Account from any ICICI Bank Branch to another through Internet Banking, the iMobile app, Customer Care or by visiting any branch and submitting a request.

What is FATCA declaration?

It is a regulation to prevent US citizens and residents from avoiding Tax through offshore accounts and is mandatory for opening a new Savings Account.

How do I access my Virtual Debit Card on the iMobile app?

  • Log in to the iMobile app
  • Tap on ‘Debit Card’ on the home page
  • View your Virtual Debit Card details and manage services.

Why should I add a nominee?

Adding a nominee ensures your assets are managed correctly, in case of an unfortunate scenario. The nominee acts as a custodian and must provide a valid ID proof if needed.

How to convert a Minor Account to a Major Account?

Visit an ICICI Bank Branch with proof of identity, address and a passport-sized photograph.

What is a Dormant Account?

An Account is classified as Dormant, if inactive for over 2 years that includes inability to transact or update details.

How to reactivate a Dormant Account?

  • Visit an ICICI Bank Branch and complete the Re-KYC form
  • Provide address proof and PAN Card/Form 60
  • Carry out a transaction.

Take a word from our Customers

  • P

    Poonam Shukla

    4.2

    I have been using an ICICI savings account for the past few years, and I’m very satisfied with their services.  The account has great features, and the process for transferring money and paying bills is seamless.

  • M

    Mahesh Pandey

    4.5

    Wow! It's really amazing. ICICI Bank's Saving account is user-friendly, secure, and feature-rich, offering seamless online banking, fixed deposit and . It provides easy navigation, strong security, and smooth access across devices. It's a reliable and efficient platform for digital banking.