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Land Loans made simple

Are you planning to purchase a piece of land to build your dream home or for investment purposes? ICICI Bank offers Land Loans to help you finance your land purchase.

ICICI Bank Land Loans are available at attractive interest rates with a tenure of up to 20 years. With us, you can also get Construction Loans on land property.

Eligibility Criteria for a Land Loan

The eligibility criteria for you to avail an ICICI Bank Land Loan depends on the following factors:

Loan type Land Loan
Age Minimum: 20 years,
Maximum: 70 years
Eligible profiles Salaried & Self-Employed
Tenure Up to 20 years

Explore our unique Home Loan solutions

Express Home Loan

Express Home

Get your home loan instantly with ICICI Bank Express Loans.

Balance Transfer Home Loan

Balance Transfer
Home Loan

Transfer your home loan conveniently and get lower interest rates.

Commercial property Loan

Commercial Property Purchase Loan

Loan For Purchase / Construction Of Commercial Property Up To 75%

Home Improvement Loan

Home Improvement Loan

Renovate your Home Loan with our Home Improvement loan

Home Construction Loan

Home Construction Loan

Raise funds to purchase land and construct a property on the same land

Land Loan FAQs

I want to purchase a land. However, I do not have any approved plans etc. for the construction. Can I still take the loan for the purchase of the land?

Yes, Land Loan can be taken for purchase of land without approved plans. Post completion of this transaction, you can take the estimate and other construction approvals.

Do I get income tax benefit on Land Loan?

No, there is no income tax benefit for Land Loans. The benefit is available only for Home Loans.

What is the maximum time available for starting construction on a purchased land?

The construction has to be completed within a period of 2 years from the date of disbursement of Land Loan.

I want to purchase a commercial land and construct a shop on the plot. Can I get a Land Loan for the same?

We have a separate product offering for the purchase and/or construction on a commercial or industrial plot for our self-employed customers. You can apply for the same under that program.

I am a builder, constructing a 2 storey, 2-unit house which will be sold as individual units. Can I avail a Land Loan and Home Loan for the construction of the house?

No, Land Loans are provided for construction of individual residential units for self-consumption only. It cannot be availed by a builder or for construction of multiple units for sale.

What are the documents required for confirming construction of a house on a purchased plot?

For information related to the documents required and other details, please click here